Terms & Privacy

TERMS OF OFFERS

DRB Homes: 623-267-2834
Email: jgritton@drbgroup.com or rcalamia@drbgroup.com
Special 2/1 Rate Buydown or Up to $60,000 in Flex Cash*
2/1 Rate Buydown on Conventional 10/6 Arm Financing provided by CMG Home Loans. First Year payment base rate of: 1.75% (3.916% APR)* Ask a Sales Consultant about latest incentives.*
CMG Home Loans and DRB Homes are not affiliated. DRB Homes is not a lender, mortgage broker, or loan servicer. This is an advertisement of and prepared solely by CMG Home Loans. Home loan financing offer is available exclusively through applicable loan products offered by CMG Home Loans. *Loan scenario is based on a 30-year Conventional purchase money loan pursuant to an optional 2/1 temporary buydown for a single family (1 unit) residence, owner occupied, for a qualified borrower with a 740 credit score, which for a total loan amount of $427,500 (based on a $450,000 purchase price and 5% down payment), with a 10/6 adjustable rate mortgage, would result in an estimated monthly payment of $1,527 for the first 12 months of the loan, an estimated monthly payment of $1,745 for the second 12 months of the loan, and an estimated monthly payments of $1,980 for the remaining 96 months of the loan. Estimated payments shown include principal and interest only and do not include property taxes, insurance, HOA, or other fees that may be required, and, if applicable, the actual payment obligations will be greater. Post Introductory Period Example: Interest Rate = SOFR + Margin. Payment may adjust every 6 months. Sample Repayments at month 120 with balance of $333,928: 3% Margin, 3.667% SOFR (2/24/26), 6.625% variable rate, with an estimated monthly payment of $2,515. At max interest rate of 8.625% the estimated monthly payment would be $2,925. Again, estimated monthly payments shown herein do not include amounts for taxes and insurance premiums, and, if applicable, the actual payment obligations will be greater. Offer is subject to loan and property qualification, and actual rates available may vary based upon a number of factors, including borrower’s credit rating, size of down payment, and other factors as determined by CMG Home Loans. Offer only available on select homes sold by DRB Homes in the Phoenix, AZ, area for loans locked and financed through CMG Home Loans. Borrower must quality for the applicable loan program through CMG Home Loans. Additional restrictions may apply. Rate buydown funds may come from sellers and are subject to interested party contribution limitations. Buydowns are not available from all sellers; potential borrowers will need to work with the applicable seller to determine if the buydown is an option. This information is not intended to be an indication of loan qualification, loan approval, or commitment to lend. CMG Mortgage, Inc. dba CMG Home Loans, NMLS ID# 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com), Equal Housing Opportunity. AZ license #0903132. To verify our complete list of state licenses, please visit http://www.cmgfi.com/corporate/licensing. 102 N Church St Ste 200, Lockhart, TX 78644, Branch MLS ID# 2458377.

Lennar:
At Montecito: 623-239-5307
Email: Lennarphoenix@lennar.com
Ask New Home Sales Consultant about the latest incentives.*

Richmond American Homes:
Portfolio at Lucero: 623-294-6820
Seasons at Lucero: 623-294-8172
Email: RichmondAmericanEstrella@gmail.com
Portfolio at Lucero and Seasons at Lucero
Start Smart Bonus –3.999% (4.726% APR) FHA 30yr, fixed rate or up to $45K in Flex Funds! * ** *** ^ ^^ ^^^ † †† ††† ‡ ‡‡ ‡‡‡ Ask a Sales Associate about latest incentives.*
*Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between March 02, 2026, and April 15, 2026 inclusive, and close on or before May 29, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 3.999% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,601.35. APR = 4.726%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $832,750. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
**Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between March 02, 2026, and April 15, 2026 inclusive, and close on or before May 29, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 4.500% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,761.17. APR = 5.233%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $832,750. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
***Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between March 02, 2026, and April 15, 2026 inclusive, and close on or before May 29, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 4.999% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,925.06. APR = 5.737%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $832,750. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
^Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between March 02, 2026, and April 15, 2026 inclusive, and close on or before May 29, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 4.500% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,530.89. APR = 4.621%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $832,750, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
^^Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between March 02, 2026, and April 15, 2026 inclusive, and close on or before May 29, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 4.875% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,643.40. APR = 5.002%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $832,750, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
^^^Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between March 02, 2026, and April 15, 2026 inclusive, and close on or before May 29, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 5.375% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,797.06. APR = 5.508%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $832,750, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
†Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between March 02, 2026, and April 15, 2026 inclusive, and close on or before May 29, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 3.999% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $2,736.76. APR = 4.270%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $832,750, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
††Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between March 02, 2026, and April 15, 2026 inclusive, and close on or before May 29, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 4.500% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $2,904.90. APR = 4.779%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $832,750, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
†††Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between March 02, 2026, and April 15, 2026 inclusive, and close on or before May 29, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 4.999% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $3,077.33. APR = 5.287%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $832,750, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
‡ Offer is valid for new buyers who sign purchase agreements on select homes between April 2, 2026, and April 15, 2026, and close in a timely manner. Participating Richmond American Homes companies will pay up to $45,000 promotional value toward (i) closing costs, (ii) permanent interest rate buydown, or (iii) 2% discount on purchase price when financing provided by HomeAmerican Mortgage Corporation (see licensing information below). This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation (including closing cost assistance) cannot exceed applicable legal and loan program requirements and limitations, including applicable seller contribution limits. Buyer must pay all prepaids. Total closing cost assistance cannot exceed buyer’s actual closing costs. Funds are limited and are available on a first-come, first-served basis. Offers are subject to change without notice. Visit a Sales Center for community-specific details and limitations
HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237 (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker License #0009265.
The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by Sekisui House U.S., Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.
Closing dates are subject to change and cannot be guaranteed. Homebuyers may be limited in the structural changes, options and upgrades which can be made to homes.
©2025 Richmond American Homes, Richmond American Homes of Arizona, Inc. (a public report is available on the state real estate department’s website), Richmond American Construction, Inc. ROC #206612

Risewell Homes: 623-257-5760
Email: asvitak@risewellhomes.com or PBrinegar@risewellhomes.com
Move-in Ready Homes offering low 3.99% interest rate (5.530% APR)* for life’s biggest moments. Ask a Sales Counselor about latest incentives.*
*Limited Time Conventional 7/6 Adjustable-Rate Mortgage (“ARM”) Interest Rate starting at 3.99% / 5.530% APR (“Promotion”) valid on select eligible Quick Move-in Homes that close on or before 4/30/26 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 5.530% APR is based on a Conventional 7/6 ARM, 30-year fully amortizing term, with a Total Average Purchase Price of $625,000 and a loan amount of $500,000, 20% down payment and 680 median credit score with 1% in discount points. Monthly Principal & Interest at $2384.19 for the first 7 years. The initial starting interest rate is 3.99% for 84 months. After the initial period, the variable interest rate and payment may adjust every six months and equal the total of the 30-Day Average SOFR index (3.658% as of 2/12/26) plus a margin of 2.75%. The maximum change in the interest rate is up to 5% at the first adjustment, up to 1% every six months thereafter with a maximum lifetime adjustment of 5% (max life interest rate of 8.99%) and your payment will increase. Available for conventional conforming loan limits, owner-occupied only.
Risewell Homes has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Not all borrowers will qualify for the above finance promotion. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.
Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2026.
Offers are available for a limited time only. Not all offers will be available at every community. Offers are available on select homes that are scheduled to close by 4/30/2026. To be eligible buyer must execute all sales documents and deliver required deposit of funds no later than 4/30/2026. Offers are subject to change or withdrawal at any time without notice and are not valid on contract re-writes or prior sales. Offers may not be redeemed for cash or equivalent. The terms of a Buyer’s loan may restrict or limit the amount of any incentive that may be paid by Seller or may otherwise not permit the Buyer to receive the incentive, and/or the incentive may affect the amount of loan for which a Buyer may be eligible. Interest rates shown may not be available at time of loan commitment or closing. If interest rates available to home purchasers are reduced in the future, it is possible that they could be reduced below the interest rates shown. Any buydown funds may come from the builders, sellers or another interested third party and is subject to interested party contribution limitations. This is not an offer to lend nor an offer to enter into an interest rate discount agreement which can only be made in writing. Risewell Homes (“RW”) is not a lender and will direct potential buyers to our affiliated lender, Universal Lending Corporation. All loans are subject to approval of the purchaser’s credit by our affiliated lender, Universal Lending Corporation. RW has no control over credit approval or the terms of any offer to lend by any lender. Buyer must qualify for financing without regard to the loan program. Any price reduction offer will vary based on community and lot. Other restrictions and conditions will apply. Consult sales associate for additional information. Not an offer or solicitation to sell real property. Void where prohibited by law. Equal housing opportunity.

Taylor Morrison
CantaMia 55+: 623-254-5348
Lucero Discovery: 623-253-9253
Email: phoenixonline@taylormorrison.com
CantaMia 55+ and Lucero Discovery
Secure a Reduce Rate on a New Home Today. Ask a Community Sales Manager about latest incentives.*

Smaller down payment. Reduced rate. No monthly mortgage insurance. Purchase a new home with as little as 5% down with no monthly mortgage insurance and a reduced interest rate when using Taylor Morrison Home Funding, Inc.
Reduced Rate and No Monthly Mortgage Insurance (“Promotion”) valid on new home contracts entered as of 4/1/26 – 4/30/26 (“Promotion Period”) on select Quick Move-in or To-Be-Built Homes in the Phoenix area (each, an “Eligible Home”) Rates may vary depending on program, down payment and loan amount, market fluctuations, as well as other factors outside of the Seller or Affiliated Lender’s control. Taylor Morrison has secured, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a pool of funds that is only available for a limited time until pool of funds is depleted. Buyer must reserve funds at time of home purchase and may elect to secure a reduced rate at any time during construction. Conventional loan program only, minimum loan amount $225,000, minimum credit score 680, maximum loan to value 95% for owner-occupied borrowers. 

For eligibility of the above Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the finance Promotion, Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Maximum seller contributions apply. Not to be combined with any other incentive offer, except if otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc., NMLS # 8588, 495 North Keller Road, Suite 550, Maitland, FL 32751, Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org. 

Conventional Fixed Rate
Available on eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.
4.50 ^%/4.60 ^%APR
Limited Time Fixed Interest Rate 4.50% / 4.60% APR (“Promotion”) valid on new home contracts entered as of 4/1/26 – 4/30/26 (“Promotion Period”) on select Phoenix area Quick Move-in Homes that close on or before 6/5/26 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 4.60% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to $7,000 towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points.
For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org

Secure a Conventional 9-month rate lock at 4.99% / 5.07% APR
Enjoy the security of a reduced Conventional Fixed Rate with a 9-month extended rate lock while your home is being built. Available at select communities when using Taylor Morrison Home Funding, Inc. 
Plus, save up to $7,000 in closing costs. 
Limited Time Fixed Interest Rate 4.99% / 5.07% APR (“Promotion”) valid on new home contracts entered as of  4/1/26 – 4/30/26 (“Promotion Period”) on select Phoenix area to-be-built homes that close on or before 12/31/26 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 5.07% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. Promotion may be offered in addition to, and not in lieu of, any additional Seller closing cost incentives, if applicable, as outlined in the Incentive Addendum to the Purchase Agreement. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. At closing, Seller agrees to pay up to $7,000 towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points.
For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org 

Save up to 50% on options for select to-be-built homes
Limited Time Option Incentive (the “Promotion”) is valid when entering into a new home contract as of 4/1/26 – 4/30/26 if Buyer also finalizes all option selections and makes all required deposits within the time frame set forth in the Purchase Agreement (“Promotion Period”) and applies to select cash or financed To-Be-Built Homes at select Taylor Morrison Phoenix-Area communities only (each, an “Eligible Home”). At time of contract, when you spend up to $80,000 (depending on Eligible Home’s Community) on design (including the Canvas® Package) and/or structural options (collectively, “Options”), Buyer will receive a 50% off Options Incentive.  Complete details available per Community. Seller agrees to pay up to $40,000 at Closing for maximum savings towards the cost of buyer-selected design and/or structural options for an Eligible Home only. Not valid for Seller-selected Options, outside of the Promotion Period, for use with an existing executed contract, on Quick Move-in Homes that are either under construction or ready for move in or in any other Taylor Morrison Community (collectively, the “Ineligible Homes”). Total Purchase Price of the home at Closing as reflected on the Closing Disclosure or Settlement Statement, as applicable, may not go below the base floor plan price and will be limited. Options Incentive credited at closing upon satisfaction of all conditions precedent and for financed buyers, subject to lender guidelines that are outside of Seller’s control. Any unused Options Incentive may not be used for any other purpose, no substitutions apply, has no cash value and is forfeited. Options Incentive is unrelated to and distinct from any financing incentive, does not require use of Affiliated Lender and is available to all, regardless of who you choose to finance with or if you pay cash. Seller reserves the right to modify, terminate, or extend this Promotion prior to contract. No offer to sell or lease may be made or accepted prior to the issuance of the final AZ Subdivision Disclosure Report. A public report is available at the State Real Estate Department’s website at www.azre.gov. © April, 2026. Taylor Morrison/ Arizona, Inc., ROC # 179178B; William Lyon Homes, Inc., ROC # 080777. TM Homes of Arizona, Inc., AZ DRE # CO535669000; William Lyon Southwest, Inc., AZ DRE # CO521011000. All rights reserved.  

Toll Brothers: 866-275-4895
Email: azonlinesales@tollbrothers.com
3.25% (6.02 APR) First Year Rate | FHA 30-Year Fixed Rate with 2/1 Buydown Program † Ask Sales Consultant about home details.*
†Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Not to be combined with any other offer. Valid for new buyers only that sign an Agreement of Sale on select quick delivery homes on or after 3/20/26 and close by 5/29/26. Toll Brothers reserves the right to change or withdraw any offer at any time. Rate subject to limited availability on select quick move-in homes and may expire without notice. 2/1 buydown reduces principal and interest payment rate below the 5.25% Note rate for the first two years after closing. Example: 3.25% first year, 4.25% second year, then 5.25% in years 3-30. Based on $509,224 sales price and $491,401 base loan amount ($500,000 total loan amount with financed FHA upfront mortgage insurance premium) and minimum 660 qualifying credit score. FHA maximum county conforming loan limits apply. Pmt. factors at 3.25% is $4.36, 4.25% is $4.92, 5.25% is $5.53 per $1,000 financed. Rate/program available through Toll Brothers Mortgage Company NMLS #18154 (www.nmlsconsumeraccess.org). See www.TollBrothersMortgage.com for state licensing information. Subject to change w/o notice and for qualified buyers only; other programs available. Incentives subject to maximum interested party contribution limits based on loan program and down payment. Buyer must complete a Rate Lock Agreement with Toll Brothers Mortgage to secure rate. This is not an offer where prohibited by law. See sales representative for details. 3/2026
© 2026 Toll Brothers Inc. All Rights Reserved.

William Ryan Homes: 623-263-4185
Email: pmeyer@wmryan.com or Jspilsbury@wmryan.com
Ask a Sales Representative about latest incentives.*