TERMS OF OFFERS
Beazer Homes: 623-404-8461
Email: phoenixhomes@beazer.com
Pick Your Present! Up to $20K of Savings!* Ask a New Home Counselor about latest incentives.*
*Offer valid only on select quick move-in home contracts signed by Buyer between 12/1/2025 to 12/31/2025 in Phoenix that close per the terms of the contract. This offer is for a credit that can either be used exclusively on selected design options, lot premiums, or towards closing costs as elected by Buyer at the time of contract in an amount up to $20,000. Maximum credit is $20,000. Closing Cost Offer: If selected by buyer, closing cost credit will be paid by Beazer Homes as a credit at closing. A minimum of $1,000 must be allocated to closing costs if closing costs are selected. This offer is only valid if buyer completes the Choice Contribution requirements outlined in their contract which requires buyer to (1) complete a loan estimate comparison including at least two from Choice Lenders and (2) use a Choice Lender to finance buyer’s purchase of the home – see http://mortgagechoice.beazer.com for full program details. There is no affiliation or association between Beazer Homes and a Choice Lender. Each entity is independent and responsible for its own products, services and incentives. This offer is subject to underwriting guidelines which are subject to change without notice and which limit third-party contributions and may not be available on all loan products. Program and loan amount limitations apply. Not all buyers may qualify. Beazer Homes is not acting as a mortgage broker or lender. Buyers should consult with a mortgage broker or lender of their choice regarding mortgage loans and mortgage loan qualification. Any lender may be used, but failure to satisfy the Choice Contribution requirements forfeits the offer. There is no cash or exchange value for this credit offer and it may not be combined with any other offers or promotions. Options vary depending on home, plan and community, and not all options are available in every home. Pricing, features, and availability subject to change without notice. ENERGY STAR and the ENERGY STAR mark are registered trademarks owned by the U.S. Environmental Protection Agency. See New Home Counselor for complete details. ROC# 114625 | ©2025 Beazer Homes
DRB Homes: 623-267-2834
Email: jgritton@drbgroup.com
Ask a Sales Consultant about latest incentives.*
Richmond American Homes:
Portfolio at Lucero: 623-294-6820
Seasons at Lucero: 623-294-8172
Email: josh.smith@richmondamericanhomes.com or lizett.woolard@richmondamericanhomes.com
Portfolio at Lucero
Finish Line Sales Event – Take advantage of Flex Funds and get up to $45,000 toward homes that can close in a timely manner! † †† ††† * ** *** ^ ^^ ^^^ ‡ ‡‡ ‡‡‡ Ask a Sales Associate about latest incentives.*
Seasons at Lucero
Finish Line Sales Event – Take advantage of special financing + up to $27,000 in Flex Funds on quick move-in homes OR opt for just the Flex Funds and get up to $45,000 toward homes that can close in a timely manner! † †† ††† * ** *** ^ ^^ ^^^ ‡ ‡‡ ‡‡‡ Ask a Sales Associate about latest incentives.*
*Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between November 10, 2025, and December 07, 2025 inclusive, and close on or before December 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 3.750% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,523.73. APR = 4.475%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $766,550. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
**Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between November 03, 2025, and December 07, 2025 inclusive, and close on or before December 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 3.999% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,601.35. APR = 4.726%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $766,550. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
***Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between November 03, 2025, and December 07, 2025 inclusive, and close on or before December 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 4.500% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,530.89. APR = 4.621%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $806,500, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
^Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between November 10, 2025, and December 07, 2025 inclusive, and close on or before December 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 3.750% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $2,655.11. APR = 4.017%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $806,500, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
^^Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between November 03, 2025, and December 07, 2025 inclusive, and close on or before December 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 3.999% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $2,736.76. APR = 4.270%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $806,500, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
^^^Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between December 01, 2025, and December 07, 2025 inclusive, and close on or before January 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 4.500% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,761.17. APR = 5.233%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $766,550. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
†Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between December 01, 2025, and December 07, 2025 inclusive, and close on or before January 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 4.999% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,925.06. APR = 5.737%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $766,550. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
††Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between December 01, 2025, and December 07, 2025 inclusive, and close on or before January 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 4.875% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,643.40. APR = 5.002%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $806,500, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
†††Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between December 01, 2025, and December 07, 2025 inclusive, and close on or before January 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 5.375% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,797.06. APR = 5.508%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $806,500, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
‡Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between December 01, 2025, and December 07, 2025 inclusive, and close on or before January 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 4.500% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $2,904.90. APR = 4.779%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $806,500, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
‡‡Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between December 01, 2025, and December 07, 2025 inclusive, and close on or before January 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 4.999% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $3,077.33. APR = 5.287%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $806,500, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
‡ Offer is valid for new buyers who sign purchase agreements on select homes between December 1, 2025, and December 7, 2025, and close in a timely manner. Participating Richmond American Homes companies will pay up to $45,000 promotional value toward (i) closing costs, (ii) permanent interest rate buydown, or (iii) 2% discount on purchase price when financing provided by HomeAmerican Mortgage Corporation (see licensing information below). This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation (including closing cost assistance) cannot exceed applicable legal and loan program requirements and limitations, including applicable seller contribution limits. Buyer must pay all prepaids. Total closing cost assistance cannot exceed buyer’s actual closing costs. Funds are limited and are available on a first-come, first-served basis. Offers are subject to change without notice. Visit a Sales Center for community-specific details and limitations.
HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237 (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker License #0009265.
The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by Sekisui House U.S., Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.
Closing dates are subject to change and cannot be guaranteed. Homebuyers may be limited in the structural changes, options and upgrades which can be made to homes.
©2025 Richmond American Homes, Richmond American Homes of Arizona, Inc. (a public report is available on the state real estate department’s website), Richmond American Construction, Inc. ROC #206612
Risewell Homes: 623-257-5760
Unwrap The Gift of 3.99% Interest Rate for the First Year (5.663% APR)* Ask a Sales Counselor about latest incentives.*
*Assumes a $670,000 purchase price, $603,000 loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.663% Annual Percentage Rate). .75% in discount points. 740 minimum FICO Score. Temporary Buydown at no cost to the consumer – Year 1 payment of Principal, Interest, Taxes & Insurance (PITI) at $4081.90 at a 3.99% interest rate. Year 2-30 monthly PITI payment at $4439.91 at 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Also available on FHA or VA loans. Only availbale on homes that close by 12/31. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions.
Risewell Homes has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.
Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2025.
Taylor Morrison
CantaMia 55+: 623-254-5348
Lucero Discovery: 623-253-9253
Email: phoenixonline@taylormorrison.com
Secure a Reduce Rate on a New Home Today. Ask a Community Sales Manager about latest incentives.*
Conventional 30-Year Fixed Rate 3.99% / 4.08% APR on select homes. Plus, save up to $8,000 in closing costs.
Limited Time Fixed Interest Rate 3.99% / 4.08% APR (“Promotion”) valid on new home contracts entered as of 12/2/25 – 12/21/25 (“Promotion Period”) on select eligible Phoenix area quick move-in Homes that close on or before 1/16/26 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 4.08% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to $8,000 towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points.
For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org
Toll Brothers: 866-275-4895
Email: azonlinesales@tollbrothers.com
New Year New Home Sales Event: 2.75% (6.53% APR) First Year Rate on FHA 30 Year Fixed w 3/2/1 Buydown on Select Homes with preferred lender.* Ask Sales Consultant about latest incentives.*
* Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Not to be combined with any other offer. Toll Brothers reserves the right to change or withdraw any offer at any time. Valid for new buyers only that sign an Agreement of Sale on select homes between 12/06/25 – 01/04/26 and close by 01/30/26. 3/2/1 buydown reduces principal and interest payments rate below the 5.75% Note rate for the first three years after closing. Example: 2.75% first year, 3.75% second year, 4.75% third year, then 5.75% in years 4-30. Based on $500,000 sales price and $482,500 base loan amount ($490,943 total loan amount including financed FHA upfront mortgage insurance premium). Pmt. factors per $1,000 financed: 2.75% is $4.08, 3.75% is $4.63, 4.75% is $5.22 and 5.75% is $5.84. For qualified buyers only, other programs available. Rate/program available through Toll Brothers Mortgage Company: NMLS #18154 (www.nmlsconsumeraccess.org), AZ: Mortgage Banker License No. BK0903029, www.tollbrothersmortgage.com. Subject to change w/o notice and for qualified buyers only; other programs available. Incentives subject to maximum interested party contribution limits based on loan program and down payment. Buyer must complete a Rate Lock Agreement with Toll Brothers Mortgage to secure rate. This is not an offer where prohibited by law. See sales representative for details. AZ-12/2025
William Ryan Homes: 623-263-4185
Email: pmeyer@wmryan.com
4.99% (5.95% APR) 30 Year Fixed Conventional, or 50% off Design Options up to $100,000 (max $50,000) and receive $10,000 towards closing costs with preferred lender.* Ask a Sales Representative about latest incentives.*
*Offer not available at all communities. Rate buydowns available with the use of builders preferred lender, HLX Mortgage. Minimum FICO to qualify for the FHA 3.25%, 2/1 Buydown and the 4.5% FHA 30 Year fixed is 680. Minimum FICO to qualify for 4.99% 30 Year Fixed conventional rate is 780. Max incentive on 50% off option up to $100,000 is $50,000. Purchaser must select $100,000 in design options to receive max promotional incentive amount. Promotions cannot be combined or added to any additional promotions. Offer may be discontinued at any time. Home must qualify as the primary residence. Promotion runs from through 12/31/25.
*Offers are subject to change. For more information, please consult with your sales associate.
