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TERMS OF OFFERS

Beazer Homes: 623-404-8461
Email: phoenixhomes@beazer.com
Receive 50% off Design Options Up To $30,000 on all To-Be-Built Homes!*
Ask a New Home Counselor about the latest incentives.
*Offer valid only on contracts for to-be-built homes signed between 5/1/25 – 5/31/25 in Montana Vista Highland and Acacia Foothills. Receive 50% off all Design Options up to $30,000 in option spend. Maximum Credit is $15,000. Offer varies per community. Options and savings vary depending on home, plan and community, and not all options are available in every home. Pricing, features and availability subject to change without notice. There is no cash or exchange value for this offer, it may not be used to reduce the home’s price, and it may not be combined with any other offers or promotions. Additional restrictions may apply. See New Home Counselor for complete details. ROC #114625 ©2025 Beazer Homes.

Brightland Homes: 623-267-2834
Email: jgritton@brightlandhomes.com
Ask a Sales Counselor about the latest incentives.

Landsea Homes: 623-257-5760
Email: estrella@landseahomes.com
For a limited time, Landsea Homes is offering below-market interest rates + $5,000 towards Closing Costs.* ** *** ****
Ask a Sales Counselor about the latest incentives.
*FHA – 3.99% (4.714% APR) based on 3.5% down payment
VA – 3.99% (4.186% APR) based on 0% down payment
*For a limited time, Landsea Homes is offering below-market interest rates valid on new home contracts for eligible properties closing by 6/30/2025 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.
**For a limited time, Landsea Homes is offering to buy down the Market Interest Rate by 1% within 45 days of the Final Closing Date for delivery of the home, valid on new contracts as of 2/20/2025 and applied to select homesites (the “Promotion”). The Final Closing Date will be provided by Landsea Homes once the home is substantially complete. The Market Interest Rate will be based off the Mortgage Bankers Association Weekly Rate Survey, which can be found here: https://www.mortgagenewsdaily.com/mortgage-rates/mba. At closing, Landsea Homes agrees to contribute a closing cost credit toward discount points to buy down the Market Interest Rate by 1%. The total contribution by Landsea Homes is subject to maximum contribution limitations based on mortgage loan program guidelines, and excludes loan level pricing adjustments (LLPAs) based on qualifying credit score, loan to value, occupancy and property type. The Promotion assumes (a) a Conventional, fixed-rate loan; 10% down payment or more; 780 credit score or better; and Primary Residence; (b) a FHA, fixed-rate loan; 3.50% down payment; 640 credit score or better; and Primary Residence; or (a) a VA, fixed-rate loan; 0% down payment; 640 credit score or better; and Primary Residence. Interest rates are subject to change daily and without notice. The final interest rate will depend on the Market Interest Rate at the time of requesting to lock, individual qualifications and loan specifics.
***Appliance Package varies depending on community/home, subject to change based on availability. No cash alternative or substitution allowed, except Seller reserves the right in its sole discretion to substitute a package of comparable value if the existing packages are unavailable, in whole or in part, for any reason. Applicant must comply with all eligibility requirements for the promotion stated herein.
****The payments stated above are for an FHA loan assuming a FICO score of 640+ and 3.5% down. The payments stated are based on principal, interest, taxes, and insurance, but do not include Homeowner Association payments. Your actual payment will be higher. The mortgage insurance premium will vary depending on the loan characterization. Payments and rates may vary based on a borrower’s credit score, actual closing costs and other variables. Depending on your situation, flood insurance may be needed, which could increase the monthly payment and annual percentage rate (APR).
Applicants are subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements and/or investor program guidelines – not all applicants will be eligible for the Promotion. For eligibility, an applicant must (1) pre-apply with Landsea Mortgage by visiting www.landseamortgage.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of Landsea Homes’ closing agent and finance with Landsea Mortgage; and (3) satisfy all other eligibility criteria of Landsea Homes and/or Landsea Mortgage. Applicants are not required to finance through Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage.
This is a co-marketing piece with Landsea Homes. Landsea Mortgage is a Division of NFM, Inc. NFM, Inc. -NMLS #2893. NFM, Inc. is an Equal Housing Lender. NFM, Inc. dba Landsea Mortgage, has a financial relationship with the home builder Landsea Homes and you may choose not to use NFM Inc, dba Landsea Mortgage as your lender in connection with the purchase of a Landsea Home. You are entitled to shop around for the best lender/real estate company for you. This is not a credit decision or a commitment to lend. Landsea Mortgage cannot predict where rates will be in the future. Make sure you understand the features associated with the loan program you choose and that it meets your unique financial needs. For full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc. is not affiliated with, or an agent or division of, a governmental agency or depository institution. Landsea Mortgage powered by NFM Tempe branch is located at 58 S River Dr, Suite 330, Tempe, AZ 85281. Branch NMLS #1490627. Branch licensing information: AZ 0121417. NFM, Inc. d/b/a NFM Lending. NFM, Inc. is licensed by AZ #0934973; MLOs and company are CA licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. CA #6039416 and 4131349; CO #2893; FL # MLD174 and MLD795; TX # 2893 (dba NFM Consultants, Inc.). Copyright © 2025 NFM, Inc. dba NFM Lending. America’s Common Sense Lender® Trade/service marks are the property of NFM, Inc. and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Richmond American Homes: 623-294-8172
Email: lizett.woolard@richmondamericanhomes.com
Spring Into Savings. Ask a New Home Sales Specialist about the latest incentives.
*Visit https://www.richmondamerican.com/arizona/phoenix-new-homes/goodyear/seasons-at-lucero/

Taylor Morrison
CantaMia 55+: 623-254-5348
Lucero Discovery: 623-253-9253
Email: phoenixonline@taylormorrison.com
Secure a Reduce Rate on a New Home Today.* ** *** Ask a Community Sales Manager about latest incentives.
*Limited Time Fixed Interest Rate 4.75% / 5.54% APR (“Promotion”) valid on new home contracts entered as of 5/1/25 – 5/31/25 on all eligible Phoenix area Quick Move-in Homes (each, an “Eligible Home”) that close on or before 6/27/25 (“Promotion Period”).  The advertised annual percentage rate (“APR”) of 5.54% APR is calculated using seller incentives and is based on an FHA 30-Year fixed rate mortgage with a Total Purchase Price of $375,000 and a loan amount of $368,207, 3.5% down payment and 640 median credit score. Available for owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to 3% of Base Price (as set forth on the Closing Disclosure) towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points.
** Limited Time Fixed Interest Rate 4.75% / 4.83% APR (“Promotion”) valid on new home contracts entered as of 5/1/25 – 5/31/25 on select eligible Phoenix area Quick Move-in Homes (each, an “Eligible Home”) that close on or before 6/20/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 4.83% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to 3% of Base Price (as set forth on the Closing Disclosure) towards seller paid Temporary Buydown Fund, discount points, up to one year HOA dues, closing costs and/or pre-paids.
*** Limited Time Buy Build Flex (“Promotion”) valid on new home contracts entered as of 5/1/25 – 5/31/25 on all select eligible Phoenix area homes (each, an “Eligible Home”) that close on or before 9/30/25. Taylor Morrison has secured, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a pool of funds that may be utilized to reduce interest rate by 1% based upon current market rates posted daily on www.mortgagenewsdaily.com and is available for a limited time or until pool of funds is depleted. Buyer must reserve funds as of the Purchase Agreement Date and may elect to secure rate at any time during construction.  Promotion may be offered in addition to, and not in lieu of, any additional Seller closing cost incentives, if applicable, as outlined in the Incentive Addendum to the Purchase Agreement. Available loan products are Conventional, FHA and VA. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. Other restrictions may apply. 
For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) utilize the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the above finance Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890  | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085| NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org

Toll Brothers: 866-275-4895
Email: azonlinesales@tollbrothers.com
Sales Event extended through May 4, 2025 – Tailored to You! Up to $25,000 towards Rate Buy-Downs & Closing Costs on Select Homes.*^† Ask a Sales Consultant about latest incentives.
† Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions and restrictions. Valid for new buyers only that sign a Sales Agreement for select quick move-in homes on or after 4/8/25 and close by 5/30/25. Toll Brothers reserves the right to change or withdraw any offer at any time. Rate subject to limited availability on select quick move-in homes and may expire without notice. Rate/APR based on minimum 20% down, maximum $806,500 Conventional loan amount and 740 qualifying credit score. 2/1 Buydown reduces principal and interest payment rate below the 6.49% Note rate for the first two years after closing. Example: 4.49% first year, 5.49% second year, then 6.49% in years 3-30. Payment factors per $1,000: 4.49% is $5.06, 5.49% is $5.67, 6.49% is $6.31. Minimum $250,000 loan amount. Primary residences only. Excludes FHA/VA loans. Additional costs apply for credit scores under 740 and/or condominiums with less than 40% down, which may increase rate/APR. For qualified buyers only, other programs available. Financing provided by Toll Brothers Mortgage Company: NMLS #18154 (www.nmlsconsumeraccess.org), see TollBrothersMortgage.com for licensing information. Incentives subject to maximum interested party contribution limits based on loan program and down payment. Buyer must complete a Rate Lock Agreement with Toll Brothers Mortgage to secure rate. Prices subject to change without notice. Not to be combined with any other offer. This is not an offering where prohibited by law. Photos are images only and should not be relied upon to confirm applicable features. Contact your sales representative for details. 4/2025
*Offer, if any, is valid for new buyers who purchase a home in a participating community and deposit between 04/12/25 and 05/04/25, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Not all communities, not all home sites, and not all options and upgrades are included in this Sales Event so see the Sales team in your desired community for specific details. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. Prices are subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features. This is not an offering where prohibited by law.

William Ryan Homes: 623-263-4185
Email: pmeyer@wmryan.com
Limited time offer! Through the month of April. 50% off Design Center options up to $80K and $10K in closing costs  Or 6% Flex cash towards rate buydown and closing costs.*
Ask a Sales Representative about latest incentives.
*Buyer must spend $80,000 in design center options to receive the maximum incentive of $40,000. Promotion is only on design center selection and not structural selections made at the time of sale. If Design center selected options come in lower than $80,000, they still qualify for the 50% off Design Center options promotion. Example) A buyer selecting $50,000 in design center options would receive an incentive reducing the overall price by $25,000. Credit will be applied towards final purchase price once final options have been selected and buyer has officially completed their design center appointment. Promotional Incentive subject to change without notice. Promotional incentive in not transferable to another purchase or purchaser in the community. Buyer must use builders preferred lender HLX Mortgage to receive the additional $10,000 in closing costs and 50% off design center options credit. If buyer switches from financing the home to another lender or decides to acquire the home with cash, William Ryan Homes reserves the right to eliminate both the design and lender credit from the transaction. Offer cannot be paired with any other offers the builder may be offering.
6% Flex cash is available only if purchaser uses the builder designated lender HLX mortgage. If buyer decides after purchasing to switch to another lender or finance the purchase of the subject property with cash, the 6% promotion will be removed from the transaction. The 6% Flex Cash promotion is calculated on the base price of the subject property. The 6% Flex Cash promotion may be changed or discontinued at any time. Promotional incentive in not transferable to another purchase or purchaser in the community. Offer cannot be paired with any other offers the builder may be offering before, or after the purchase of the subject property is executed.