TERMS OF OFFERS
Beazer Homes: 623-404-8461
Email: phoenixhomes@beazer.com
Secure Below Market Interest Rate on To-Be-Built Homes with a Choice Lender!* ** Payments from $2,697 per month on your new home!* Ask a New Home Counselor about latest incentives.
*Offer valid only on contracts signed by buyer between 09/01/2025 – 09/30/2025 on select to be built homes that close escrow on or before 04/06/2026 per terms of contract in Acacia, Bethany, Highland, Highpointe, Marbella, Rancho Mirage, Summit, and Tirreno. This offer is for a closing cost credit of 4.23% of the total purchase price which will be paid by Beazer Homes as a credit at closing. This offer is only valid if buyer completes the Choice Contribution requirements outlined in their contract which requires buyer to (1) complete a loan estimate comparison including at least two from Choice Lenders and (2) use a Choice Lender to finance buyer’s purchase of the home – see http://mortgagechoice.beazer.com for full program details. There is no affiliation or association between Beazer Homes and a Choice Lender. Each entity is independent and responsible for its own products, services and incentives. This offer is subject to Choice Lenders underwriting guidelines which are subject to change without notice and which limit third-party contributions, including contributions from Beazer Homes, and may not be available on all loan products. Program and loan amount limitations apply. Not all buyers may qualify. Beazer Homes is not acting as a mortgage broker or lender. Buyers should consult with a mortgage broker or lender of their choice regarding mortgage loans and mortgage loan qualification. Any lender may be used, but failure to satisfy the Choice Contribution requirements forfeits the offer. Pricing, features and availability subject to change without notice. Homes pictured may not be available/available at the lowest advertised price. Additional restrictions may apply. See New Home Counselor for complete details. ROC #114625 ©2025 Beazer Homes.
**Beazer Homes is not acting as a mortgage broker or lender. Loan program and pricing available through Marquee Mortgage LLCNMLS #144884. Monthly payment of $3,098 is for illustrative purposes only and assumes a sales price of $700,000, a down payment of $140,000, and borrower qualification for a Conventional 30-year fixed rate mortgage loan in the amount of $560,000 with an interest rate of 5.250% (5.620% Annual Percentage Rate(APR)) for the life of the loan. No pre-payment penalty applies. Monthly payment includes principal, interest, estimated taxes, estimated homeowners insurance and monthly mortgage insurance premium only; any other fees such as HOA not included and will result in a greater monthly payment amount. Actual property taxes and homeowners insurance may be higher, resulting in higher monthly payment. Interest rates effective 08/07/2025, based on a 760 credit score, and are subject to change without notice. Assumes borrower completes credit application, meets established credit guidelines, and sets up a tax and insurance escrow account with lender. Buyer may obtain financing from any qualified lender, but this offer is only available from the lenders named above. This offer is subject to lender underwriting guidelines, which are subject to change without notice, and is available only for owner-occupied homes. Marquee Mortgage LLCNMLS #144884 do Business in Accordance with Federal Fair Lending Laws. Marquee Mortgage LLCNMLS #144884 are not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. Marquee Mortgage LLCNMLS #144884 are approved to participate in FHA programs but the products and services performed by Marquee Mortgage LLCNMLS #144884 are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not a lender offer to enter into an agreement. Not all customers will qualify. Rates are subject to change, this is not a commitment to lend.
* Beazer Homes is not acting as a mortgage broker or lender. Loan program available through CCM. Advertised monthly payment of $2,697 is for illustrative purposes only and assumes a sales price of $459,990 and borrower qualification for an FHA 30-year fixed rate mortgage loan of $451,650 (which includes amount for Upfront Mortgage Insurance Premium) with an interest rate of 3.990%(4.058% Annual Percentage Rate(APR)) for the life of the loan. No pre-payment penalty applies. Monthly payment includes principal, interest, estimated taxes, estimated homeowners insurance and monthly mortgage insurance premium only; any other fees such as HOA not included and will result in a greater monthly payment amount. Actual property taxes and homeowners insurance may be higher, resulting in higher monthly payment. Interest rates effective 07/25/2025 and are subject to change without notice. Assumes borrower completes credit application, meets established credit guidelines, sets up a tax and insurance escrow account and pays down payment of $16,100. Buyer may obtain financing from any qualified lender, but this offer is only available from the lender named above. This offer is subject to underwriting guidelines, which are subject to change without notice, and is available only for owner-occupied homes. Equal Housing Opportunity. All loans are subject to underwriting approval. Certain restrictions apply. Call for details. All borrowers must meet minimum credit score, loan-to-value, debt-to-income, and other requirements to qualify for any mortgage program. CrossCountry Mortgage, LLC NMLS3029 (www.nmlsconsumeraccess.org [nmlsconsumeraccess.org]). See https://crosscountrymortgage.com/licensing-and-disclosures/state-disclosures/ [crosscountrymortgage.com] for a complete list of state licenses. Home must close by 9/30/25. Homebuyers should consult with a mortgage broker or lender of their choice regarding mortgage loans and mortgage loan qualification. There is no financial affiliation or association between Beazer Homes and any mortgage lender. Each entity is independent and responsible for its own products, services and incentives. Pricing, features and availability subject to change without notice. See New Home Counselor for complete details. ROC #114625 © 2025 Beazer Homes.
Brightland Homes: 623-267-2834
Email: jgritton@brightlandhomes.com
Ask a Sales Counselor about latest incentives.*
©2025 Brightland Homes All rights reserved. Offers and special savings vary by series and community and are only available with the Builder’s trusted lender. See Sales Associate for complete offer details. Deposit amounts are based on the full-option price before the discount. Offers may not be redeemed for cash or equivalent and may not be combined with other promotions or discounts. Offers are valid for new contracts only and do not apply to transfers, cancellations, or re-writes. No credit will be given for the unused portion of the option allowance. To qualify for Broker compensation, the Broker/Agent must accompany the prospect and register on the first visit or have called ahead to schedule an appointment. The Agent’s commission cannot be used to reduce the purchase price of the home. Prices, promotions, incentives, floor plans, elevations, dimensions, specifications, materials, and availability of homes are subject to change without notice or obligation. Brightland Homes reserves the right to modify/cancel the promotion at any time. Deposit restrictions and closing guidelines apply. A public report is available at the State Real Estate Department’s website. Brightland Homes of Arizona, LLC, AZ ROC # 281891.
Landsea Homes: 623-257-5760
Email: estrella@landseahomes.com
Rates as low as 2.99% YR 1 | 3.99% YR 2 | 4.99% (5.724% APR) YR 3+ based on 3.5% down payment. For a limited time, Landsea Homes is offering Move-in Ready Package on select Quick Move-in Homes that close by 09/30/25.* ** *** **** Ask a Sales Counselor about latest incentives.
*FHA – YR 1 2.99% – YR 2 3.99% – YR 3+ 4.99% (5.724% APR) based on 3.5% down payment
VA – YR 1 2.99% – YR 2 3.99% – YR 3+ 4.99% (5.199% APR) based on 0% down payment
*For a limited time, Landsea Homes is offering a 2/1 Temporary Interest Rate Buydown valid on new home contracts for eligible properties closing on or before 9/30/2025 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Purchase your home today and in the first year your original interest rate (4.99%) will be temporarily lowered by 2 percentage points (2.99%) and 1 percentage point the second year (3.99%). After that time, your mortgage will revert to the original interest rate (4.99%) from the third year through the life of the loan. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.
**For a limited time, Landsea Homes is offering to buy down the Market Interest Rate by 1% within 45 days of the Final Closing Date for delivery of the home, valid on new contracts as of 2/20/2025 and applied to select homesites (the “Promotion”). The Final Closing Date will be provided by Landsea Homes once the home is substantially complete. The Market Interest Rate will be based off the Mortgage Bankers Association Weekly Rate Survey, which can be found here: https://www.mortgagenewsdaily.com/mortgage-rates/mba. At closing, Landsea Homes agrees to contribute a closing cost credit toward discount points to buy down the Market Interest Rate by 1%. The total contribution by Landsea Homes is subject to maximum contribution limitations based on mortgage loan program guidelines and excludes loan level pricing adjustments (LLPAs) based on qualifying credit score, loan to value, occupancy and property type. The Promotion assumes (a) a Conventional, fixed-rate loan; 10% down payment or more; 780 credit score or better; and Primary Residence; (b) a FHA, fixed-rate loan; 3.50% down payment; 640 credit score or better; and Primary Residence; or (c) a VA, fixed-rate loan; 0% down payment; 640 credit score or better; and Primary Residence. Interest rates are subject to change daily and without notice. The final interest rate will depend on the Market Interest Rate at the time of requesting to lock, individual qualifications and loan specifics.
***Appliance Package varies depending on community/home, subject to change based on availability and is valid for select Quick-Move-in Homes that close on or before 9/30/2025. No cash alternative or substitution allowed, except Seller reserves the right in its sole discretion to substitute a package of comparable value if the existing packages are unavailable, in whole or in part, for any reason. Applicant must comply with all eligibility requirements for the promotion stated herein.
****The payments stated above are for a FHA loan assuming a FICO score of 640+ and 3.5% down. The payments stated are based on principal, interest, taxes and insurance only for year 1 of the 1/0 buydown and do not include homeowner’s association payments. Your actual payment will be higher. The mortgage insurance premium will vary depending on the loan characterization. Payments and rates may vary based on a borrower’s credit score, actual closing costs and other variables. Depending on your situation, flood insurance may be needed, which could increase the monthly payment and annual percentage rate (APR).
Applicants are subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements and/or investor program guidelines – not all applicants will be eligible for the Promotion. Loan amounts greater than conforming loan limit or applicable FHA mortgage limit will have additional costs. For eligibility, an applicant must (1) pre-apply with Landsea Mortgage by visiting www.landseamortgage.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of Landsea Homes’ closing agent and finance with Landsea Mortgage; and (3) satisfy all other eligibility criteria of Landsea Homes and/or Landsea Mortgage. Applicants are not required to finance through Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage.
This is a co-marketing piece with Landsea Homes. Landsea Mortgage is a Division of NFM Lending LLC. NFM Lending LLC – NMLS #2893. NFM Lending LLC. is an Equal Housing Lender. NFM Lending LLC. dba Landsea Mortgage, has a financial relationship with the homebuilder Landsea Homes and you may choose not to use NFM Lending LLC, dba Landsea Mortgage as your lender in connection with the purchase of a Landsea Home. You are entitled to shop around for the best lender/real estate company for you. This is not a credit decision or a commitment to lend. Landsea Mortgage cannot predict where rates will be in the future. Make sure you understand the features associated with the loan program you choose and that it meets your unique financial needs. For full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM Lending LLC NMLS #2893 (www.nmlsconsumeraccess.org). NFM Lending LLC is not affiliated with, or an agent or division of, a governmental agency or depository institution. Landsea Mortgage powered by NFM Lending LLC Tempe branch is located at 58 S River Dr, Suite 330, Tempe, AZ 85288. Branch NMLS #1490627. Branch licensing information: AZ 0121417. NFM Lending LLC. is licensed by AZ #0934973 (dba NFM Consultants, Inc.). Copyright © 2025 NFM Lending, LLC. America’s Common Sense Lender® Trade/service marks are the property of NFM Lending, LLC. and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
Richmond American Homes: 623-294-8172
Email: peter.salomon@richmondamericanhomes.com or lizett.woolard@richmondamericanhomes.com
Portfolio at Lucero
Red Ribbon Savings Event – T Take advantage of Flex Funds and get up to $55,000 toward homes that can close in a timely manner!‡ Ask a Sales Associate about latest incentives.*
Seasons at Lucero
Red Ribbon Savings Event – Take advantage of special financing + up to $27K in Flex Funds on quick move-in homes OR opt for just the Flex Funds and get up to $55K toward homes that can close in a timely manner!† †† ††† * ** *** ^ ^^ ‡ Ask a Sales Associate about latest incentives.*
*Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between September 01, 2025, and September 14, 2025 inclusive, and close on or before October 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 3.999% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,601.35. APR = 4.726%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $766,550. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
**Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between September 01, 2025, and September 14, 2025 inclusive, and close on or before October 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 4.500% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,761.17. APR = 5.233%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $766,550. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
***Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between September 01, 2025, and September 14, 2025 inclusive, and close on or before October 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 4.999% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,925.06. APR = 5.737%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $766,550. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
^Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between September 01, 2025, and September 14, 2025 inclusive, and close on or before October 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 4.500% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,530.89. APR = 4.621%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $806,500, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
^^Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between September 01, 2025, and September 14, 2025 inclusive, and close on or before October 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 4.875% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,643.40. APR = 5.002%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $806,500, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
^^^Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between September 01, 2025, and September 14, 2025 inclusive, and close on or before October 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 5.375% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,797.06. APR = 5.508%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $806,500, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
†Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between September 01, 2025, and September 14, 2025 inclusive, and close on or before October 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 3.999% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $2,736.76. APR = 4.270%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $806,500, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
††Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between September 01, 2025, and September 14, 2025 inclusive, and close on or before October 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 4.500% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $2,904.90. APR = 4.779%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $806,500, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
†††Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between September 01, 2025, and September 14, 2025 inclusive, and close on or before October 31, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 4.999% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $3,077.33. APR = 5.287%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $806,500, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
‡ Offer is valid for new buyers who sign purchase agreements on select homes between August 18, 2025, and September 14, 2025, and close in a timely manner. Participating Richmond American Homes companies will pay up to $55,000 promotional value toward (i) closing costs, (ii) permanent interest rate buydown, or (iii) 2% discount on purchase price when financing provided by HomeAmerican Mortgage Corporation (see licensing information below). This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation (including closing cost assistance) cannot exceed applicable legal and loan program requirements and limitations, including applicable seller contribution limits. Buyer must pay all prepaids. Total closing cost assistance cannot exceed buyer’s actual closing costs. Funds are limited and are available on a first-come, first-served basis. Offers are subject to change without notice. Visit a Sales Center for community-specific details and limitations.
HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237 (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker License #0009265.
©2025 Richmond American Homes, Richmond American Homes of Arizona, Inc. (a public report is available on the state real estate department’s website), Richmond American Construction, Inc. ROC #206612
Taylor Morrison
CantaMia 55+: 623-254-5348
Lucero Discovery: 623-253-9253
Email: phoenixonline@taylormorrison.com
Secure a Reduce Rate on a New Home Today. Ask a Community Sales Manager about latest incentives.*
FHA 30-Year Fixed Rate
Available at select communities when using Taylor Morrison Home Funding, Inc.
Plus, save up to $8,000 in closing costs.
4.00 %/4.79 %APR
Limited Time Fixed Interest Rate 4.00% / 4.79% APR (“Promotion”) valid on new home contracts entered as of 9/1/25 – 9/30/25 (“Promotion Period”) on all eligible Phoenix area Quick Move-in Homes that close on or before 10/3/25 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 4.79% APR is calculated using seller incentives and is based on an FHA 30-Year fixed rate mortgage with a Total Purchase Price of $380,000 and a loan amount of $373,117, 3.5% down payment and 640 median credit score. Available for owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to $8,000 towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points.
For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org
Conventional 30-Year Fixed Rate
Available at select communities when using Taylor Morrison Home Funding, Inc.
Plus, save up to $8,000 in closing costs.
3.99 %/4.08 %APRLimited Time Fixed Interest Rate 3.99% / 4.08% APR (“Promotion”) valid on new home contracts entered as of 9/1/25 – 9/30/25 (“Promotion Period”) on select eligible Phoenix area Quick Move-in Homes that close on or before 10/24/25 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 4.08% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to $8,000 towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points.
For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org
Secure 1% lower than current market rate.
Limited Time Buy Build Flex (“Promotion”) valid on new home contracts entered as of 9/1/25 – 9/30/25 on all select eligible Phoenix area homes (each, an “Eligible Home”). Taylor Morrison has secured, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a pool of funds that may be utilized to reduce interest rate by 1% based upon current market rates posted daily on www.mortgagenewsdaily.com and is available for a limited time or until pool of funds is depleted. Buyer must reserve funds as of the Purchase Agreement Date and may elect to secure rate at any time during construction. Promotion may be offered in addition to, and not in lieu of, any additional Seller closing cost incentives, if applicable, as outlined in the Incentive Addendum to the Purchase Agreement. Available loan products are Conventional, FHA and VA. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. Other restrictions may apply.
For eligibility of the above Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the finance Promotion, Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Maximum seller contributions apply. Not to be combined with any other incentive offer, except if otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc., NMLS # 8588, 495 North Keller Road, Suite 550, Maitland, FL 32751, Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# 866-379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org
Toll Brothers: 866-275-4895
Email: azonlinesales@tollbrothers.com
Ask Sales Consultant about the latest incentives.*
William Ryan Homes: 623-263-4185
Email: pmeyer@wmryan.com
4.99% (5.95% APR) 30 Year Fixed Conventional, OR 50% off Design Options up to100K (max $50,000) and receive $10,000 towards closing costs with preferred lender.* Ask a Sales Representative about latest incentives.*
*Offer not available at all communities. Rate buydowns available with the use of builders preferred lender, HLX Mortgage. Minimum FICO to qualify for the FHA 3.25%, 2/1 Buydown and the 4.5% FHA 30 Year fixed is 680. Minimum FICO to qualify for 4.99% 30 Year Fixed conventional rate is 780. Max incentive on 50% off option up to $100k is $50k. Purchaser must select 100K in design options to receive max promotional incentive amount. Promotions cannot be combined or added to any additional promotions. Offer may be discontinued at any time. Home must qualify as the primary residence. Promotion runs from through 9/30/25.
*Offers are subject to change. For more information, please consult with your sales associate.
