Terms & Privacy

TERMS OF OFFERS

Beazer Homes: 623-404-8461
Email: phoenixhomes@beazer.com
Enjoy a 3.99% 5/1 ARM (4.312% APR) FHA Rate on select Quick Move-in Homes with Choice Lender!* Ask a New Home Counselor about latest incentives.
*Beazer Homes is not acting as a mortgage broker or lender. Loan program available through Tiffany Whalen CCM.  Advertised monthly payment of $2,959 is for illustrative purposes only and assumes a sales price of $500,000 and borrower qualification for an FHA 5/1 Adjustable Rate Mortgage loan of $490,950 (which includes amount for Upfront Mortgage Insurance Premium) with an initial interest rate of 3.990% (4.312% Annual Percentage Rate(APR)).  Interest rate remains fixed for the first five years, then adjusts annually years 6-30. Beginning in year 6, the interest rate is calculated by adding the margin of 1.75 to the index and rounding up to the nearest 1/8th of a percent.  Index is the 3.58.  Annual interest rate increases/decreases are capped at a maximum of 1%, and the rate cannot increase by more than 5% above the starting rate for the life of the loan.  Interest rate will never be less than 1.750%. No pre-payment penalty applies. Monthly payment includes principal, interest, estimated taxes, estimated homeowners insurance and monthly mortgage insurance premium only; any other fees such as HOA not included and will result in a greater monthly payment amount. Actual property taxes and homeowners insurance may be higher, resulting in higher monthly payment. Interest rates effective 12/12/2025 and are subject to change without notice.  Assumes borrower completes credit application, meets established credit guidelines, sets up a tax and insurance escrow account and pays down payment of $17,500. Buyer may obtain financing from any qualified lender, but this offer is only available from the lender named above. This offer is subject to underwriting guidelines, which are subject to change without notice, and is available only for owner-occupied homes. Homebuyers should consult with a mortgage broker or lender of their choice regarding mortgage loans and mortgage loan qualification. There is no financial affiliation or association between Beazer Homes and any mortgage lender. Each entity is independent and responsible for its own products, services and incentives. Pricing, features, and availability subject to change without notice. See New Home Counselor for complete details. ROC #114625 ©2025 Beazer Homes.

DRB Homes: 623-267-2834
Email: jgritton@drbgroup.com
Ask a Sales Consultant about latest incentives.

Lennar:
At Montecito: 623-239-5307
Own Your New Year. Take Advantage of a promotional 3.99% (4.058% APR)¹ Fixed Conventional Rate! New Home Sales Consultant about latest incentives.
¹Offer available on select move-in ready homes in the greater Phoenix area if buyer signs and delivers a purchase agreement between 01/05/26 and 01/11/26 and closes and fully funds on or before 02/27/26. Offer may not be combined with any other existing promotions. Information shown for a home price of $450,000. Limited funds are available; rate(s) may change or not be available at the time of loan commitment, lock-in or closing if funds are exhausted. Not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Specific terms apply and buyer is subject to qualification that includes, but not limited to, a minimum of 20% down, a minimum credit score of 740, owner occupancy requirements, FHA maximum loan limits and/or any changes in investor guidelines or programs. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions. Certain incentives could affect the loan amount. Lennar reserves the right to change or withdraw any offer at any time. Offer requires financing through seller’s affiliate Lennar Mortgage, LLC but use of Lennar Mortgage, LLC is not required to purchase a home (See Affiliated Business Arrangement Disclosure). Lennar Mortgage, LLC – NMLS # 1058. Mortgage Banker License # 0904844. Current offers and promotions vary by homesite and community. See a New Home Consultant for additional information. Prices do not include closing costs and other fees to be paid by buyer (including a builder fee, if applicable, as described in the purchase agreement) and are subject to change without notice. Warning, the California Department of Real Estate Has not inspected, examined, or qualified this offering. This is not an offer in states where prior registration is required. Void where prohibited by law. Copyright © 2025 Lennar Corporation and Lennar Mortgage, LLC. All rights reserved. Lennar, the Lennar logo, Lennar Mortgage and the Lennar Mortgage logo are U.S. registered service marks or service marks of Lennar Corporation and/or its subsidiaries. No offer to sell or lease may be made or to purchase or lease may be accepted prior to issuance of an Arizona Public Report. A Public Report is available at the State Real Estate Department website www.azre.gov. Seller’s broker: Lennar Sales Corp. Constructed by Lennar Arizona Construction, Inc., ROC 228129B. Lennar Arizona LLC d/b/a Lennar Homes, ROC 232731B. Lennar Communities Development, LLC, ROC 137295KA. Date 01/26

Richmond American Homes:
Portfolio at Lucero: 623-294-6820
Seasons at Lucero: 623-294-8172
Email: josh.smith@richmondamericanhomes.com or lizett.woolard@richmondamericanhomes.com
Portfolio at Lucero and Seasons at Lucero
Start Smart Bonus –Enjoy special financing + up to $27,000 in Flex Funds on quick move-in homes OR opt for just the Flex Funds and get up to $45,000 toward homes that can close in a timely manner! ‡ Ask a Sales Associate about latest incentives.
‡ Offer is valid for new buyers who sign purchase agreements on select homes between January 5, 2026, and January 11, 2026, and close in a timely manner. Participating Richmond American Homes companies will pay up to $45,000 promotional value toward (i) closing costs, (ii) permanent interest rate buydown, or (iii) 2% discount on purchase price when financing provided by HomeAmerican Mortgage Corporation (see licensing information below). This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation (including closing cost assistance) cannot exceed applicable legal and loan program requirements and limitations, including applicable seller contribution limits. Buyer must pay all prepaids. Total closing cost assistance cannot exceed buyer’s actual closing costs. Funds are limited and are available on a first-come, first-served basis. Offers are subject to change without notice. Visit a Sales Center for community-specific details and limitations.
HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237 (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker License #0009265.
The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by Sekisui House U.S., Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.
Closing dates are subject to change and cannot be guaranteed. Homebuyers may be limited in the structural changes, options and upgrades which can be made to homes.
©2025 Richmond American Homes, Richmond American Homes of Arizona, Inc. (a public report is available on the state real estate department’s website), Richmond American Construction, Inc. ROC #206612

Risewell Homes: 623-257-5760
Rise and thrive in the new year with higher savings and a low 3.99% Interest Rate for the First Year (5.663% APR)* Take advantage of limited-time offers and explore our move-in ready homes today! Ask a Sales Counselor about latest incentives.
Assumes a $670,000 purchase price, $603,000 loan amount on a 30-year fixed Conventional loan with 10% downpayment at 4.99% interest (5.663% Annual Percentage Rate). .75% in discount points. 740 minimum FICO Score. Temporary Buydown at no cost to the consumer – Year 1 payment of Principal, Interest, Taxes & Insurance (PITI) at $4081.90 at a 3.99% interest rate. Year 2-30 monthly PITI payment at $4439.91 at 4.99% interest rate. Limited time offer until funds run out. Not all borrowers or properties will qualify. Also available on FHA or VA loans. Only available on homes that contract by 1/15/26. Not all loan products are eligible for this promotion (bond or downpayment assistant programs, for example). Subject to other terms and restrictions. 
Risewell Homes has locked in, through Universal Lending (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires for eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.ulc.com prior to submitting offer to qualify for the Promotion; (2) and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must finance through Affiliated Lender to receive the above finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.
Universal Lending Corporation, NMLS ID 2996, www.nmlsconsumeraccess.com , 6430 S. Fiddlers Green Cir., Ste 460, Greenwood Village, CO 80111, 303-758-4969, www.ulc.com. Licensed in: AZ – Mortgage Banker License #0927881; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act – License #41DBO-193853; CO – Mortgage Company Registration; FL – Mortgage Lender Servicer License #MLD989; OR – Mortgage Lending License #2996; TX – Mortgage Banker Registration; UT – Mortgage Entity License #7384716; WA – Consumer Loan Company License #CL-2996. This is not a commitment to lend. 2026.

Taylor Morrison
CantaMia 55+: 623-254-5348
Lucero Discovery: 623-253-9253
Email: phoenixonline@taylormorrison.com
Secure a Reduce Rate on a New Home Today. Ask a Community Sales Manager about latest incentives.

Secure a Conventional 9-month rate lock at 4.99% / 5.07% APR*
Enjoy the security of a reduced Conventional 30-Year Fixed Rate with a 9-month extended rate lock while your home is being built. Available at select communities when using Taylor Morrison Home Funding, Inc. Plus, save up to $8,000 in closing costs.
*Limited Time Fixed Interest Rate 4.99% / 5.07% APR (“Promotion”) valid on new home contracts entered as of 1/9/26 -1/31/26 (“Promotion Period”) on select Phoenix area to-be-built homes that close on or before 10/30/26 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 5.07% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. Promotion may be offered in addition to, and not in lieu of, any additional Seller closing cost incentives, if applicable, as outlined in the Incentive Addendum to the Purchase Agreement. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. At closing, Seller agrees to pay up to $8,000 towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points.
For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.orgConventional 30-Year Fixed Rate
Available at select communities when using Taylor Morrison Home Funding, Inc.
Plus, save up to $8,000 in closing costs.
3.99 ^%/4.08 ^%APR*
*Limited Time Fixed Interest Rate 3.99% / 4.08% APR (“Promotion”) valid on new home contracts entered as of 1/9/26 – 1/31/26 (“Promotion Period”) on select Phoenix area quick move-in Homes that close on or before 2/27/26 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 4.08% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to $8,000 towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points. 
For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org 

Toll Brothers: 866-275-4895
Email: azonlinesales@tollbrothers.com
Open House Event: Jan 10, 11, 17, & 18. Limited Time Only on Select Homes – 3.49% (5.68% APR) First-Year Rate^† 30-Year Fixed Rate with 2/1 Buydown Program with preferred lender.* Ask Sales Consultant about latest incentives.
^†Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions and restrictions. Valid for new buyers only that sign a Sales Agreement for select quick move-in homes on or after 10/24/25 and close by 02/27/26. Toll Brothers reserves the right to change or withdraw any offer at any time. Rate subject to limited availability on select quick move-in homes and may expire without notice. Rate/APR based on $555,556 purchase price, $500,000 loan amount and 740 qualifying credit score. 2/1 Buydown reduces principal and interest payment rate below the 5.49% Note rate for the first two years after closing. Example: 3.49% first year, 4.49% second year, then 5.49% in years 3-30. Payment factors per $1,000: 3.49% is $4.48, 4.49% is $5.06, 5.49% is $5.67. Available for loan amounts between $250,000 and $806,500. Primary residences only. Excludes FHA/VA loans. Additional costs apply for credit scores under 740 and/or condominiums with less than 40% down, which may increase rate/APR. For qualified buyers only, other programs available. Financing provided by Toll Brothers Mortgage Company: NMLS #18154 (www.nmlsconsumeraccess.org), see TollBrothersMortgage.com for licensing information. Incentives subject to maximum interested party contribution limits based on loan program and down payment. Buyer must complete a Rate Lock Agreement with Toll Brothers Mortgage to secure rate. Prices subject to change without notice. Not to be combined with any other offer. This is not an offering where prohibited by law. Photos are images only and should not be relied upon to confirm applicable features. Contact your sales representative for details. 01/2026

William Ryan Homes: 623-263-4185
Email: pmeyer@wmryan.com
To Be Built: 50% off Design Options up to $80,000 (max $40,000) or 4.99% (5.95% APR) 30 Year Fixed Conventional, and receive $5,000 closing costs with preferred lender. Quick Move-In Homes: $40,000 Flex Cash or 4.99% (5.95% APR) 30 Year Fixed Conventional, and receive $5,000 closing costs credit with preferred lender.* Ask a Sales Representative about latest incentives.*
*Offer not available at all communities. Rate buydowns available with the use of builders preferred lender, HLX Mortgage. Minimum FICO to qualify for the FHA 3.25%, 2/1 Buydown and the 4.5% FHA 30 Year fixed is 680. Minimum FICO to qualify for 4.99% 30 Year Fixed conventional rate is 780. Max incentive on 50% off option up to $80,000 is $40,000. Purchaser must select $80,000 in design options to receive max promotional incentive amount. Promotions cannot be combined or added to any additional promotions. Offer may be discontinued at any time. Home must qualify as the primary residence. Promotion runs from through 1/31/26.