Terms & Privacy

TERMS OF OFFERS

Beazer Homes
Receive 50% off all design options up to $30,000 on To-Be-Built homes!* Use 5% in closings costs** to buy down 1st year to 3.00% with a Choice Lender.** Ask a New Home Counselor about latest incentives.
*Offer valid only on contracts for to-be-built homes signed between 4/1/25 – 4/30/25 in Montana Vista Highland and Acacia Foothills. Receive 50% off all Design Options up to $30,000 in option spend. Maximum Credit is $15,000. Offer varies per community. Options and savings vary depending on home, plan and community, and not all options are available in every home. Pricing, features and availability subject to change without notice. There is no cash or exchange value for this offer, it may not be used to reduce the home’s price, and it may not be combined with any other offers or promotions. Additional restrictions may apply. See New Home Counselor for complete details. ROC #114625 ©2025 Beazer Homes.
*Offer valid only on contracts signed by buyer between 03/31/2025 – 04/30/2025 on select quick move-in homes that close escrow on or before 05/31/2025 per terms of contract in Acacia Foothills, Bethany Grove, Cassia at Vistancia, Highpointe, Marbella, Tirreno, and Rancho Mirage. This offer is for a closing cost credit of 5% of the total purchase price which will be paid by Beazer Homes as a credit at closing. This offer is only valid if buyer completes the Choice Contribution requirements outlined in their contract which requires buyer to (1) complete a loan estimate comparison including at least two from Choice Lenders and (2) use a Choice Lender to finance buyer’s purchase of the home – see http://mortgagechoice.beazer.com for full program details. There is no affiliation or association between Beazer Homes and a Choice Lender. Each entity is independent and responsible for its own products, services and incentives. This offer is subject to Choice Lenders underwriting guidelines which are subject to change without notice and which limit third-party contributions, including contributions from Beazer Homes, and may not be available on all loan products. Program and loan amount limitations apply. Not all buyers may qualify. Beazer Homes is not acting as a mortgage broker or lender. Buyers should consult with a mortgage broker or lender of their choice regarding mortgage loans and mortgage loan qualification. Any lender may be used, but failure to satisfy the Choice Contribution requirements forfeits the offer. Pricing, features and availability subject to change without notice. Homes pictured may not be available/available at the lowest advertised price. Additional restrictions may apply. See New Home Counselor for complete details. © 2024 Beazer Homes.
**Beazer Homes is not acting as a mortgage broker or lender.  Loan program and pricing available through CCM NMLS #208707, VIP Mortgage NMLS #145502, and Marquee NMLS #144884. First year monthly payment of $2,567 is for illustrative purposes only and assumes a sales price of $500,000, a down payment of $17,500, and borrower qualification for an FHA 30-year fixed rate mortgage loan with a 3-2-1 temporary buy down feature in the amount of $490,950 (including Upfront Mortgage Insurance Premium) with an interest rate of 6.000% (6.235% Annual Percentage Rate(APR)) for the life of the loan. First year payment is based on an effective rate of 3.000%. Estimated monthly payment year 2 is $2,841 and based on an effective rate of 4.000%. Estimated monthly payment year 3 is $3,133 and based on an effective rate of 5.000%. Estimated monthly payment year 4 through 30 is $3,441 and based on an effective rate of 6.000%.  No pre-payment penalty applies. Monthly payment includes principal, interest, estimated taxes, estimated homeowners insurance and monthly mortgage insurance premium only; any other fees such as HOA not included and will result in a greater monthly payment amount. Actual property taxes and homeowners insurance may be higher, resulting in higher monthly payment. Interest rates effective 04/01/2025, based on a 660 credit score, and are subject to change without notice. Assumes borrower completes credit application, meets established credit guidelines, and sets up a tax and insurance escrow account with lender.  Buyer may obtain financing from any qualified lender, but this offer is only available from the lenders named above. This offer is subject to lender underwriting guidelines, which are subject to change without notice, and is available only for owner-occupied homes. CCM NMLS #208707, VIP Mortgage NMLS #145502, and Marquee NMLS #144884 do Business in Accordance with Federal Fair Lending Laws. CCM NMLS #208707, VIP Mortgage NMLS #145502, and Marquee NMLS #144884 are not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. CCM NMLS #208707, VIP Mortgage NMLS #145502, and Marquee NMLS #144884 are approved to participate in FHA programs but the products and services performed by CCM NMLS #208707, VIP Mortgage NMLS #145502, and Marquee NMLS #144884 are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not a lender offer to enter into an agreement. Not all customers will qualify. Rates are subject to change, this is not a commitment to lend.

Landsea Homes
Solvida and Vidrio Neighborhoods
For a limited time, Landsea Homes is offering below-market interest rates + $9,000 towards Closing Costs.*** Ask a Sales Counselor about latest incentives.
*FHA – 3.99% (4.714% APR) based on 3.5% down payment
VA – 3.99% (4.186% APR) based on 0% down payment
Conventional – 4.99% (5.052% APR) based on 20% down payment
**For a limited time, Landsea Homes is offering below-market interest rates valid on new home contracts for eligible properties closing by 4/30/2025 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.
Applicants are subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements and/or investor program guidelines – not all applicants will be eligible for the Promotion. For eligibility, an applicant must (1) pre-apply with Landsea Mortgage by visiting www.landseamortgage.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of Landsea Homes’ closing agent and finance with Landsea Mortgage; and (3) satisfy all other eligibility criteria of Landsea Homes and/or Landsea Mortgage. Applicants are not required to finance through Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage.
You are not required to obtain financing with Landsea Mortgage powered by NFM lending. You may work with a lender of your choice. Pre-qualification is not a commitment to lend.

Richmond American Homes
Spring Into Savings. Ask a New Home Sales Specialist about the latest incentives.
* For new buyers who sign new purchase agreements between March 17, 2025, and March 31, 2025, inclusive. Participating Richmond American Homes companies will pay buyer’s actual closing costs, up to 2% of the base price of the home (3% in Florida), when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Closing cost assistance is subject to legal and loan program requirements and limitations. Buyer must pay all prepaids. Home must close in a timely manner, as determined by Richmond American. Actual amount cannot exceed buyer’s actual closing costs. Visit a Sales Center for community-specific details and limitations.
HomeAmerican Mortgage Corporation is a residential mortgage loan company. HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker license #0009265. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, which can be contacted at 770 E. Warm Springs Road, Suite 250B, Las Vegas, NV 89119, 702.638.4450, License #67. Oregon License # ML-5694.The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by M.D.C. Holdings, Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.

Taylor Morrison
CantaMia 55+ and Lucero Discovery Neighborhoods
Secure a Reduce Rate on a New Home Today.* ** *** Ask a Community Sales Manager about latest incentives.
*Limited Time Fixed Interest Rate 4.75% / 5.54% APR (“Promotion”) valid on new home contracts entered as of 4/1/25 – 4/30/25 on all eligible Phoenix area Quick Move-in Homes (each, an “Eligible Home”) that close on or before 5/23/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 5.54% APR is calculated that close on or before 5/23/25 using seller incentives and is based on a FHA 30-Year fixed rate mortgage with a Total Purchase Price of $375,000 and a loan amount of $368,207, 3.50% down payment and 660 median credit score. Available for owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to 3% of base purchase price (as set forth on the Closing Disclosure) towards seller paid Temporary Buydown Fund, discount points, up to one year HOA dues, closing costs and/or pre-paids. 
**Limited Time Fixed Interest Rate 4.99% / 5.07% APR (“Promotion”) valid on new home contracts entered as of 4/1/25– 4/30/25 on select eligible Phoenix area Quick Move-in Homes (each, an “Eligible Home”) that close on or before 5/2/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 5.07% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to 3% of Total Purchase Price (as set forth on the Closing Disclosure) towards seller paid Temporary Buydown Fund, discount points, up to one year HOA dues, closing costs and/or pre-paids. 
***Limited Time Buy Build Flex (“Promotion”) valid on new home contracts entered as of 4/1/25 – 4/30/25 on all select eligible Phoenix area homes (each, an “Eligible Home”) that close on or before 9/30/25. Taylor Morrison has secured, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a pool of funds that may be utilized to reduce interest rate by 1% based upon current market rates posted daily on www.mortgagenewsdaily.com and is available for a limited time or until pool of funds is depleted. Buyer must reserve funds as of the Purchase Agreement Date and may elect to secure rate at any time during construction.  Promotion may be offered in addition to, and not in lieu of, any additional Seller closing cost incentives, if applicable, as outlined in the Incentive Addendum to the Purchase Agreement. Available loan products are Conventional, FHA and VA. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. Other restrictions may apply. 
For eligibility of the above finance Promotions, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the applicable Promotion; (2) utilize the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the finance Promotions, Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotions. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc., NMLS #8588, 495 North Keller Road, Suite 550, Maitland, FL 32751, Licensed location: AZ: #0917436 | www.nmlsconsumeraccess.org. 
All information (including, but not limited to prices, views, availability, school assignments and ratings, incentives, floor plans, exteriors, site plans, features, standards and options, assessments and fees, planned amenities, programs, conceptual artists’ renderings and community development plans) is not guaranteed and remains subject to change, availability or delay without notice. Any community improvements, recreational features and amenities described in marketing materials are based upon current development plans, which are subject to change and under no obligation to be completed. Representative Photos above for illustrative purposes only of available plans, features and structural option ideas; not necessarily the actual community or the actual homes that will be available. Images do not reflect a racial, ethnic, age or familial status preference. Maps and plans are not to scale, are not intended to show specific detailing and all dimensions are approximate. Prices may not include lot premiums, upgrades and options depending on stage of construction. All homes subject to prior sale.  Community Association or other fees may be required. For our Age Qualified Communities only: At least one resident of household must be 55 or older, and additional restrictions apply. Some residents may be younger than 55 in limited circumstances. For minimum age requirements for permanent residents in a specific community, please see a Taylor Morrison Community Sales Manager and the Community’s Governing Documents for complete details. No offer to sell or lease may be made or accepted prior to the issuance of the final AZ Subdivision Disclosure Report. A public report is available at the State Real Estate Department’s website at www.azre.gov for the property of interest that is now open for sales. This is not an offering in any state where prohibited or otherwise restricted by law. Please see a Taylor Morrison Community Sales Manager for additional state or community specific disclaimers, licensing information or other details (as applicable).  Taylor Morrison/Arizona, Inc., ROC # 179178B; JCH Construction, LLC, ROC # 256789; William Lyon Homes, Inc., ROC # 080777. © April 2025, TM Homes of Arizona, Inc., AZ DRE # CO535669000; AV Homes of Arizona, LLC, AZ DRE # LC632206000; William Lyon Southwest, Inc., AZ DRE # CO521011000.  All rights reserved. 9473

Toll Brothers
30-Year Fixed with 1/0 Buydown Program Limited Time Only on Select Homes.^† Ask a Sales Consultant about latest incentives.
^{†Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions and restrictions. Valid for new buyers only that sign a Sales Agreement for select quick move-in homes on or after 2/14/25 and close by 4/30/25. Toll Brothers reserves the right to change or withdraw any offer at any time. Rate subject to limited availability on select quick move-in homes and may expire without notice. Rate/APR based on minimum 20% down, maximum $806,500 Conventional loan amount and 740 qualifying credit score. 1/0 Buydown reduces principal and interest payment rate below the 5.99% Note rate for the first year after closing. Example: 4.99% first year, then 5.99% in years 2-30. Payment factors per $1,000: 4.99% is $5.36, 5.99% is $5.99. Minimum $250,000 loan amount. Primary residences only. Excludes FHA/VA loans. Additional costs apply for credit scores under 740 and/or condominiums with less than 40% down, which may increase rate/APR. For qualified buyers only, other programs available. Financing provided by Toll Brothers Mortgage Company: NMLS #18154 (www.nmlsconsumeraccess.org), see TollBrothersMortgage.com for licensing information. Incentives subject to maximum interested party contribution limits based on loan program and down payment. Buyer must complete a Rate Lock Agreement with Toll Brothers Mortgage to secure rate. Prices subject to change without notice. Not to be combined with any other offer. This is not an offering where prohibited by law. Photos are images only and should not be relied upon to confirm applicable features. Contact your sales representative for details. 2/2025}

William Ryan Homes
Limited time offer! Through the month of April. 50% off Design Center options up to $80K and $10K in closing costs or 6% Flex cash towards rate buydown and closing costs.* Ask a Sales Representative about latest incentives.
*Buyer must spend $80,000 in design center options to receive the maximum incentive of $40,000. Promotion is only on design center selection and not structural selections made at the time of sale. If Design center selected options come in lower than $80,000, they still qualify for the 50% off Design Center options promotion. Example) A buyer selecting $50,000 in design center options would receive an incentive reducing the overall price by $25,000. Credit will be applied towards final purchase price once final options have been selected and buyer has officially completed their design center appointment. Promotional Incentive subject to change without notice. Promotional incentive in not transferable to another purchase or purchaser in the community. Buyer must use builders preferred lender HLX Mortgage to receive the additional $10,000 in closing costs and 50% off design center options credit. If buyer switches from financing the home to another lender or decides to acquire the home with cash, William Ryan Homes reserves the right to eliminate both the design and lender credit from the transaction. Offer cannot be paired with any other offers the builder may be offering.
6% Flex cash is available only if purchaser uses the builder designated lender HLX mortgage. If buyer decides after purchasing to switch to another lender or finance the purchase of the subject property with cash, the 6% promotion will be removed from the transaction. The 6% Flex Cash promotion is calculated on the base price of the subject property. The 6% Flex Cash promotion may be changed or discontinued at any time. Promotional incentive in not transferable to another purchase or purchaser in the community. Offer cannot be paired with any other offers the builder may be offering before, or after the purchase of the subject property is executed.