Terms & Privacy

TERMS OF OFFERS

Beazer Homes
Buy Down Rate to 4.75% (5.140% APR) Permanently with a Choice Lender by using 6% in closing costs from Beazer Homes.*
*Offer valid only on contracts signed by buyer between 10/15/2024 – 11/30/2024 on select quick move-in homes that close escrow on or before 12/15/2024 per terms of contract in Acacia, Bethany, Highpointe, Cassia, Marbella, Tirreno, Sevilla, Rancho Mirage. This offer is for a closing cost credit of 6% of the base price which will be paid by Beazer Homes as a credit at closing. This offer is only valid if buyer completes the Choice Contribution requirements outlined in their contract which requires buyer to (1) complete a loan estimate comparison including at least two from Choice Lenders and (2) use a Choice Lender to finance buyer’s purchase of the home – see http://mortgagechoice.beazer.com for full program details. There is no affiliation or association between Beazer Homes and a Choice Lender. Each entity is independent and responsible for its own products, services and incentives. This offer is subject to Choice Lenders underwriting guidelines which are subject to change without notice and which limit third-party contributions, including contributions from Beazer Homes, and may not be available on all loan products. Program and loan amount limitations apply. Not all buyers may qualify. Beazer Homes is not acting as a mortgage broker or lender. Buyers should consult with a mortgage broker or lender of their choice regarding mortgage loans and mortgage loan qualification. Any lender may be used, but failure to satisfy the Choice Contribution requirements forfeits the offer. Pricing, features and availability subject to change without notice. Homes pictured may not be available/available at the lowest advertised price. Additional restrictions may apply. See New Home Counselor for complete details. ©2024 Beazer Homes. **Beazer Homes is not acting as a mortgage broker or lender. Loan program and pricing available through Cross Country Mortgage NMLS #208707 and VIP Mortgage NMLS #145502. Monthly payment of $3,097 is for illustrative purposes only and assumes a sales price of $500,000, a down payment of $17,500, and borrower qualification for an FHA 30-year fixed rate mortgage loan in the amount of $490,950 (including Upfront Mortgage Insurance Premium) with an interest rate of 4.750% (5.140% Annual Percentage Rate(APR)) for the life of the loan. No pre-payment penalty applies. Monthly payment includes principal, interest, estimated taxes, estimated homeowners insurance and monthly mortgage insurance premium only; any other fees such as HOA not included and will result in a greater monthly payment amount. Actual property taxes and homeowners insurance may be higher, resulting in higher monthly payment. Interest rates effective 10/15/2024, based on a 740 credit score, and are subject to change without notice. Assumes borrower completes credit application, meets established credit guidelines, and sets up a tax and insurance escrow account with lender.  Buyer may obtain financing from any qualified lender, but this offer is only available from the lenders named above. This offer is subject to lender underwriting guidelines, which are subject to change without notice, and is available only for owner-occupied homes. Cross Country Mortgage NMLS #208707 and VIP Mortgage NMLS #145502 do Business in Accordance with Federal Fair Lending Laws. Cross Country Mortgage NMLS #208707 and VIP Mortgage NMLS #145502 are not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. Cross Country Mortgage NMLS #208707 and VIP Mortgage NMLS #145502 are approved to participate in FHA programs but the products and services performed by Cross Country Mortgage NMLS #208707 and VIP Mortgage NMLS #145502 are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not a lender offer to enter into an agreement. Not all customers will qualify. Rates are subject to change, this is not a commitment to lend. There is no cash or exchange value for this offer, it may not be used to reduce the home’s price and it may not be combined with any other offers or promotions.

Landsea Homes
Solvida Neighborhood
Your Easy Way Home Sales Event – Get a 4.99% (5.717% APR)** $5000 towards closing costs on homes that close by 12/31/24.

Vidrio Neighborhood
Your Easy Way Home Sales Event – Get a 3.99% (4.708% APR)* $5000 towards closing costs on homes that close by 11/30/24.
*FHA –YR 1 1.99% -YR 2 2.99%-YR 3 3.99% – YR 4+ 4.99% (5.725% APR) based on 3.5% down payment
VA – YR 1 1.99% -YR 2 2.99%-YR 3 3.99% – YR 4+ 4.99% (5.199% APR) based on 0% down payment
*For a limited time, Landsea Homes is offering a 3/2/1 Temporary Interest Rate Buydown valid on new home contracts for eligible properties closing by 11/27/2024 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Purchase your home today and in the first year your original interest rate (4.99%) will be temporarily lowered by 3 percentage points (1.99%), 2 percentage points the second year (2.99%), and 1 percentage point the third year (3.99%). After that time, your mortgage will revert to the original interest rate (4.99%) from the fourth year through the life of the loan. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.
**FHA – 3.99% (4.714% APR) based on 3.5% down payment
VA – 3.99% (4.186% APR) based on 0% down payment
**For a limited time, Landsea Homes is offering below-market interest rates valid on new home contracts for eligible properties entered into as of 9/19/2024 closing by 11/27/2024 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.
***For a limited time, Landsea Homes is offering a closing costs credit UP TO $5,000.00 that can be applied toward discount points and/or other settlement costs at closing valid on new home contracts for eligible properties closing by 12/31/2024 (the “Promotion”). Applicants are not required to finance through the Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage. The total closing cost credit by Landsea Homes is subject to maximum contribution limitations based on mortgage loan program guidelines. Inquire with Landsea Mortgage directly to learn more about its mortgage programs. Other restrictions apply. This credit is not redeemable for cash or cash equivalents. Void where prohibited by law.
Applicants are subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements and/or investor program guidelines – not all applicants will be eligible for the Promotion. For eligibility, an applicant must (1) pre-apply with Landsea Mortgage by visiting www.landseamortgage.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of the Landsea Homes closing agent and finance with Landsea Mortgage; and (3) satisfy all other eligibility criteria of Landsea Homes and/or Landsea Mortgage. Applicants are not required to finance through the Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage. The total closing cost credit by Landsea Homes is subject to maximum contribution limitations based on mortgage loan program guidelines. Inquire with Landsea Mortgage directly to learn more about its mortgage programs. Other restrictions apply. This credit is not redeemable for cash or cash equivalents. Void where prohibited by law.
This is a co-marketing piece with Landsea Homes. Landsea Mortgage is a Division of NFM, Inc. NFM, Inc. – NMLS #2893. NFM, Inc. is an Equal Housing Lender. NFM, Inc. dba Landsea Mortgage, has a financial relationship with the home builder Landsea Homes and you may choose not to use NFM Inc, dba Landsea Mortgage as your lender in connection with the purchase of a Landsea Home. You are entitled to shop around for the best lender/real estate company for you. This is not a credit decision or a commitment to lend. Landsea Mortgage cannot predict where rates will be in the future. Make sure you understand the features associated with the loan program you choose and that it meets your unique financial needs. For full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc. is not affiliated with, or an agent or division of, a governmental agency or depository institution. Landsea Mortgage powered by NFM Tempe branch is located at 58 S. River Drive, Suite 330, Tempe, AZ 85288. Branch NMLS #1490627. Branch licensing information: AZ 0121417. NFM, Inc. d/b/a NFM Lending. NFM, Inc. is licensed by AZ #0934973 (dba NFM Consultants, Inc.). Copyright © 2024 NFM, Inc. dba NFM Lending. America’s Common Sense Lender^® Trade/service marks are the property of NFM, Inc. and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Taylor Morrison
Lucero Discovery Neighborhood
To-Be-Built Homes: Up to $12,000 towards gourmet upgrades to kitchen countertops and cabinets.**** Quick Move-in: 4.25% (4.32% APR)  conventional loan plus a 1/0 buydown on select homes.***

CantaMia 55+ Neighborhood
To-Be-Built Homes: Up to $12,000 towards gourmet upgrades to kitchen countertops and cabinets.**** Quick Move-in: 4.25% (4.32% APR)  conventional loan plus a 1/0 buydown on select homes.***
***Limited Time Fixed Interest Rate 4.25%/4.32% APR (“Promotion”) valid on new home contracts entered as of 10/1/24 – 10/13/24 on all eligible Phoenix area Quick Move-in Homes (each, an “Eligible Home”) that close on or before 11/27/24 (Promotion Period”). The advertised annual percentage rate (“APR”) of 4.32% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 760 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to 4% of Total Purchase Price (as set forth on the Closing Disclosure) towards seller paid Temporary Buydown Fund, closing costs, pre-paids and/or discount points.  
For eligibility of the above Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the above Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except if otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc., NMLS #8588, 495 North Keller Road, Suite 550, Maitland, FL 32751, Licensed location:  AZ: #0917436 | www.nmlsconsumeraccess.org. 
****Limited Time Design Option Incentive (the “Promotion”) is valid on new cash or financed To-Be-Built home contracts entered into as of 10/1/24 through 10/13/24(“Promotion Period”) in select eligible Phoenix-area communities only (each, an “Eligible Home”), excluding the Aloravita Summit, La Mira Expedition, Parkside Villas, Rancho Avila, Rancho Catalonia, Rancho Fiesta, Storyrock Capstone and Storyrock Summit Communities (“Non-Eligible Communities”). At time of contract, Seller agrees to pay up to a maximum of $12,000 at Closing towards the cost of Buyer-selected Design Options and Upgrades for your gourmet kitchen appliances, countertops, cabinets and more on each Eligible Home (excluding homes in the Non-Eligible Communities defined above) only as reflected in a Design Option Incentive Addendum. Not valid outside of the Promotion Period, for use with an existing executed contract, for structural options, for any homes in which construction has started, for any other homes not identified,  or in any other Taylor Morrison Community (collectively, the “Ineligible Lots”). No substitutes or cash value if not used; Buyer is not required to apply Design Option Incentive to the kitchen only.  Total Purchase Price of the home at Closing as reflected on the Closing Disclosure or Settlement Statement, as applicable, may not go below the base floor plan price and will be limited. Promotion credited at Closing upon satisfaction of all conditions precedent and for financed buyers, subject to lender guidelines that are outside of Seller’s control. Design Option Incentive is unrelated to and distinct from any financing incentive, does not require use of Affiliated Lender and is available to all, regardless of who you choose to finance with or if you pay cash. Seller reserves the right to modify, terminate, or extend this Promotion prior to contract. 
All information (including, but not limited to prices, views, availability, school assignments and ratings, incentives, floor plans, exteriors, site plans, features, standards and options, assessments and fees, planned amenities, programs, conceptual artists’ renderings and community development plans) is not guaranteed and remains subject to change, availability or delay without notice. Any community improvements, recreational features and amenities described in marketing materials are based upon current development plans, which are subject to change and under no obligation to be completed. Representative Photos above for illustrative purposes only of available plans, features and structural option ideas; not necessarily the actual community or the actual homes that will be available. Maps and plans are not to scale, are not intended to show specific detailing and all dimensions are approximate. Prices may not include lot premiums, upgrades and options depending on stage of construction. Community Association or other fees may be required. For our Age Qualified Communities only: At least one resident of household must be 55 or older, and additional restrictions apply. Some residents may be younger than 55 in limited circumstances. For minimum age requirements for permanent residents in a specific community, please see a Taylor Morrison Community Sales Manager and the Community’s Governing Documents for complete details. No offer to sell or lease may be made or accepted prior to the issuance of the final AZ Subdivision Disclosure Report. A public report is available at the State Real Estate Department’s website at www.azre.gov for the property of interest that is now open for sales. This is not an offering in any state where prohibited or otherwise restricted by law. Please see a Taylor Morrison Community Sales Manager for additional state or community specific disclaimers, licensing information or other details (as applicable).  Taylor Morrison/Arizona, Inc., ROC # 179178B; JCH Construction, LLC, ROC # 256789; William Lyon Homes, Inc., ROC # 080777. © October 2024, TM Homes of Arizona, Inc., AZ DRE # CO535669000; AV Homes of Arizona, LLC, AZ DRE # LC632206000; William Lyon Southwest, Inc., AZ DRE # CO521011000.  All rights reserved. 8885

Toll Brothers
Limited-Time Incentives Available on Select Quick Move-In Homes*
*Offer, if any, is valid for new buyers who purchase a home in a participating community and deposit between 10/12/2024 and 11/3/2024, sign an agreement of sale, and close on the home. Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Not all communities, not all home sites, and not all options and upgrades are included in this Savings Event so see the Sales team in your desired community for specific details. Toll Brothers reserves the right to change or withdraw any offer at any time. Not valid with any other offer. Prices subject to change without notice. Photos are images only and should not be relied upon to confirm applicable features. This is not an offering where prohibited by law.  

William Ryan Homes
Casita and/or Multi-Generational Suites Available