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TERMS OF OFFERS

DRB Homes: 623-267-2834
Email: rcalamia@drbgroup.com or kpopejoy@drbgroup.com
Ask a Sales Consultant about latest incentives.*

Lennar:
At Montecito: 623-239-5307
Email: Lennarphoenix@lennar.com
Promotional FHA rate of 3.99% (4.751% APR)¹ with preferred lender. Ask New Home Sales Consultant about the latest incentives.*
¹ Offer available on select new homes in the greater Phoenix Metro area if buyer signs and delivers a purchase agreement between 05/18/26 and 05/24/26 and closes and fully funds on or before 05/30/26. Offers may not be combined with any other existing promotions. Information shown for a home price of $450,000. Limited funds are available; rate(s) may change or not be available at the time of loan commitment, lock-in or closing if funds are exhausted. Specific terms apply and buyer is subject to qualification that includes, but not limited to, a minimum of 3.5% down, a minimum credit score of 680, owner occupancy requirements, FHA maximum loan limits and/or any changes in investor guidelines or programs. Not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions. Certain incentives could affect the loan amount. Lennar reserves the right to change or withdraw any offer at any time. Offer requires financing through seller’s affiliate Lennar Mortgage, LLC but use of Lennar Mortgage, LLC is not required to purchase a home (See Affiliated Business Arrangement Disclosure https://bit.ly/3yrcf0o ). Lennar Mortgage, LLC – NMLS # 1058. Mortgage Banker License # 0904844. Credit funds cannot be used to buy down the rate further. Active Adult Communities: Age restrictions apply to the occupants/owners in this community as permitted under the Fair Housing Act. This means for some communities that a designated percentage of the homes in the community must be occupied by at least one person 55 years or older (80% or 100%, depending on the community). There may also be minimum age requirements for other residents in the home, and/or a certain number of younger residents permitted in the community. These communities publish and adhere to policies and procedures that demonstrate the intent to operate as age 55 or older housing, and comply with HUD’s rules for age verification of residents. In other communities, all residents must be age 62 years or older (with limited exceptions). You are encouraged to review community documents and disclosures for applicable restrictions before purchasing. Please consult with a Lennar New Home Consultant regarding any questions regarding this community’s age policies. Features, amenities, floor plans, elevations, and designs vary and are subject to changes or substitution without notice. Items shown are artist’s renderings and may contain options that are not standard on all models or not included in the purchase price. Availability may vary. Sq. ft. is estimated; actual sq. ft. will differ. Prices do not include closing costs and other fees to be paid by buyer (including a builder fee, if applicable, as described in the purchase agreement) and are subject to change without notice. Warning, the California Department of Real Estate Has not inspected, examined, or qualified this offering. Prices do not include closing costs and other fees to be paid by buyer (including a builder fee, if applicable, as described in the purchase agreement) and are subject to change without notice. This is not an offer in states where prior registration is required. Void where prohibited by law. Copyright © 2026 Lennar Corporation and Lennar Mortgage, LLC. All rights reserved. Lennar, the Lennar logo, Lennar Mortgage and the Lennar Mortgage logo are U.S. registered service marks or service marks of Lennar corporation and/or its subsidiaries. No offer to sell or lease may be made or to purchase or lease may be accepted prior to issuance of an Arizona Public Report. A Public Report is available at the State Real Estate Department website www.azre.gov. Seller’s broker: Lennar Sales Corp. Constructed by Lennar Arizona Construction, Inc., ROC 228129B. Lennar Arizona LLC d/b/a Lennar Homes, ROC 232731B. Lennar Communities Development, LLC, ROC 137295KA. Date 05/26 

Richmond American Homes:
Portfolio at Lucero: 623-294-6820
Seasons at Lucero: 623-294-8172
Email: RichmondAmericanEstrella@gmail.com
Portfolio at Lucero and Seasons at Lucero
Start Smart Bonus –3.999% (4.726% APR) FHA 30yr fixed rate with preferred lender! * ** *** ^ ^^ ^^^ † †† ††† ‡ ‡‡ ‡‡‡ Ask a Sales Associate about latest incentives.*
*Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between April 16, 2026, and May 31, 2026 inclusive, and close on or before June 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 3.999% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,601.35. APR = 4.726%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $832,750. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
**Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between April 16, 2026, and May 31, 2026 inclusive, and close on or before June 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 4.500% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,761.17. APR = 5.233%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $832,750. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
***Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between April 16, 2026, and May 31, 2026 inclusive, and close on or before June 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 4.999% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,925.06. APR = 5.737%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $832,750. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
^Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between April 16, 2026, and May 31, 2026 inclusive, and close on or before June 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 4.500% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,530.89. APR = 4.621%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $832,750, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
^^Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between April 16, 2026, and May 31, 2026 inclusive, and close on or before June 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 4.875% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,643.40. APR = 5.002%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $832,750, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
^^^Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between April 16, 2026, and May 31, 2026 inclusive, and close on or before June 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 5.375% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,797.06. APR = 5.508%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $832,750, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
†Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between April 16, 2026, and May 31, 2026 inclusive, and close on or before June 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 3.999% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $2,736.76. APR = 4.270%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $832,750, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
††Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between April 16, 2026, and May 31, 2026 inclusive, and close on or before June 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 4.500% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $2,904.90. APR = 4.779%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $832,750, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
†††Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between April 16, 2026, and May 31, 2026 inclusive, and close on or before June 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 4.999% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $3,077.33. APR = 5.287%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $832,750, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
‡Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between May 01, 2026, and May 31, 2026 inclusive, and close on or before September 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate FHA loan with an interest rate of 4.999% and a 3.50% down payment. Total loan amount, including the upfront mortgage insurance premium, is $544,947. Monthly principal and interest payment = $2,925.06. APR = 5.737%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 96.5% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Loan amount cannot exceed the lesser of the county limit or $832,750. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
‡‡Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between May 01, 2026, and May 31, 2026 inclusive, and close on or before September 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate conventional loan with an interest rate of 5.375% and a 10.00% down payment. The loan amount is $499,500. Monthly principal and interest payment = $2,797.06. APR = 5.508%. Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment; actual payment will be higher. This interest rate is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $832,750, qualification using full documentation and a minimum FICO score of 780. Other loan-to-value ratios, FICO scores, second homes and investment properties may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
‡‡‡Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between May 01, 2026, and May 31, 2026 inclusive, and close on or before September 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Interest rate is not guaranteed and is subject to change without notice. Funds are limited and are available on a first-come, first-served basis. Actual amount of closing cost assistance cannot exceed buyer’s actual closing costs. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, fixed-rate VA loan with an interest rate of 4.999% and no down payment. The total loan amount, including the VA Funding Fee, is $573,315. Monthly principal and interest payment = $3,077.33. APR = 5.287%. Taxes and hazard insurance premiums are not calculated in the above payment and actual payment will be higher. Veterans who do not have full entitlement may have to make a down payment. Financing is available to owner occupants only who are qualified to participate in mortgage loan programs offered by the Department of Veterans Affairs and is subject to legal requirements and availability, a maximum loan amount of $832,750, a debt-to-income ratio of 41% or less, a maximum 100% loan-to-value ratio, qualification using full documentation and a minimum FICO score of 680. Other loan-to-value ratios and FICO scores may be eligible but may be subject to rate and price adjustments. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
‡ Offer is valid for new buyers who sign purchase agreements on select homes between May 11, 2026, and May 31, 2026, and close in a timely manner. Participating Richmond American Homes companies will pay up to $45,000 promotional value toward (i) closing costs, (ii) permanent interest rate buydown, or (iii) 2% discount on purchase price when financing provided by HomeAmerican Mortgage Corporation (see licensing information below). This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation (including closing cost assistance) cannot exceed applicable legal and loan program requirements and limitations, including applicable seller contribution limits. Buyer must pay all prepaids. Total closing cost assistance cannot exceed buyer’s actual closing costs. Funds are limited and are available on a first-come, first-served basis. Offers are subject to change without notice. Visit a Sales Center for community-specific details and limitations.
HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237 (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker License #0009265.
The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by Sekisui House U.S., Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.
Closing dates are subject to change and cannot be guaranteed. Homebuyers may be limited in the structural changes, options, and upgrades which can be made to homes.
©2026 Richmond American Homes, Richmond American Homes of Arizona, Inc. (a public report is available on the state real estate department’s website), Richmond American Construction, Inc. ROC #206612

Taylor Morrison
CantaMia 55+: 623-254-5348
Lucero Discovery: 623-253-9253
Email: phoenixonline@taylormorrison.com
CantaMia 55+ and Lucero Discovery
Secure a Reduce Rate on a New Home Today. Ask a Community Sales Manager about latest incentives.*

CantaMia 55+: Limited time savings for cash buyers!* Take advantage of up to 7% off select move-in ready and quick move-in homes when you pay cash for your new home!**
*Limited time Cash Buyer Incentive is valid for qualified all-cash buyers only (i.e., no mortgage financing) on new home contracts entered into as of 4/24/26 ‐ 5/31/26 only (“Promotion Period”) for a new CantaMia at Estrella Move-in Ready or Quick Move-in Home (each, an “Eligible Home”). Cash buyers of an Eligible Home will receive up to 7% of the advertised floor plan base price as of the Purchase Agreement Date to be used towards seller-selected options reflected as a Discount as of the Purchase Agreement Date or Closing Costs, subject to the terms and conditions for a cash buyer in the Purchase Agreement. Actual savings will vary by Eligible Home/Community and will be reflected on an addendum entered into at the time of contract. Complete details available. Not valid on To-Be-Built homes, Contracts with Home-To-Sell Contingencies, with any other advertised promotions, incentives and/or offers and no substitutions permitted, except as expressly set forth in buyer’s Purchase Agreement (collectively, the “Ineligible Homes”). Seller reserves the right to modify the Promotion/Promotion Period prior to contract.
**CantaMia at Estrella is an age-qualified community intended for permanent occupancy of each residence by at least one person 55 years of age or older in compliance with all applicable state and federal laws, as well as the Community’s Declaration. Some residents may be younger under very limited circumstances and no one under 19 years of age in permanent residency. Complete details available.For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 www.nmlsconsumeraccess.org 

Lucero Discovery: Conventional Fixed Rate Available now on select homes. 4.50 ^%/4.60 ^%APR*
*Limited Time Fixed Interest Rate 4.50% / 4.60% APR (“Promotion”) valid on new home contracts entered as of 4/1/26 – 4/30/26 (“Promotion Period”) on select Phoenix area Quick Move-in Homes that close on or before 6/5/26 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 4.60% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to $7,000 towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points. For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the above finance Promotion terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org

Toll Brothers: 866-275-4895
Email: azonlinesales@tollbrothers.com
3.99% (6.22% APR)^† First Year Rate  |  30-Year Fixed Rate with 2/1 Buydown Program with Preferred Lender. Ask Sales Consultant about home details.*
For a limited time on select quick move-in homes, Toll Brothers Mortgage Company is offering reduced interest rates for the first two years of your 30-year fixed loan with as little as 10% down, and then enjoy a locked interest rate starting in year three for the remaining loan term. This offer is only available on homes that close by June 30, 2026, so take advantage of this great rate now. †Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions and restrictions. Valid for new buyers only who sign a Sales Agreement for select quick move-in homes on or after 4/27/26 and close by 6/30/26. Toll Brothers reserves the right to change or withdraw any offer at any time. Rate subject to limited availability on select quick move-in homes and may expire without notice. Rate/APR based on $555,556 purchase price, $500,000 loan amount, and 740 qualifying credit score. 2/1 Buydown reduces principal and interest payment rate below the 5.99% Note rate for the first two years after closing. Example: 3.99% first year, 4.99% second year, then 5.99% in years 3-30. Payment factors per $1,000: 3.99% is $4.77, 4.99% is $5.36, 5.99% is $5.99. Available for loan amounts between $250,000 and $832,750. Primary residences only. Excludes FHA/VA loans. Additional costs apply for credit scores under 740 and/or condominiums with less than 40% down, which may increase rate/APR. For qualified buyers only, other programs available. Financing provided by Toll Brothers Mortgage Company: NMLS #18154 (www.nmlsconsumeraccess.org), see TollBrothersMortgage.com for licensing information. Incentives subject to maximum interested party contribution limits based on loan program and down payment. Buyer must complete a Rate Lock Agreement with Toll Brothers Mortgage to secure rate. Prices subject to change without notice. Not to be combined with any other offer. This is not an offering where prohibited by law. Photos are images only and should not be relied upon to confirm applicable features. Contact your sales representative for details. 4/2026  

William Ryan Homes: 623-263-4185
Email: pmeyer@wmryan.com or Jspilsbury@wmryan.com
4.875% (5.65% APR) 7/6 Conventional Rate Buy Down with preferred lender*, Free Extended Covered Patio and 50% off Design Options up to $100,000 (max $50,000), or Free Casita. Ask a Sales Consultant about latest incentives.*
*Offer available new construction homes that contract between 5/1/26-5/31/2026. Contact a Sales Consultant for more information. Offer, if any, may vary between communities, and is subject to certain terms, conditions, and restrictions. See the Sales team in your desired community for specific details. This offer may not be combined with other offers or discounts unless otherwise noted. Rates, terms, conditions, and other information are subject to change without notice, including market conditions and availability. Home Loan Express is an Equal Opportunity Lender. All loans are subject to loan qualification and underwriting of the lender with HLX mortgage. *The 4.875% (5.65% APR) 7/6 ARM offered on Conventional loans with 10% Down and a minimum Fico of 780. Other conditions may apply.