Terms & Privacy

TERMS OF OFFERS

Beazer Homes: 623-404-8461
Email: phoenixhomes@beazer.com
FRIENDS & FAMILY Discount of 3% on ALL Homes*
*Offer valid on home contracts signed between 6/5 – 25/25 in Phoenix that close per terms of contract. Offer is for a 3% total purchase price discount for a first-year Beazer employee or an internal Friends and Family participant. Buyer may choose to use the offer towards closing costs if the buyer completes the contribution requirements outlined in their contract. The closing costs offer is only valid if buyer completes a loan estimate comparison including at least two from Choice Lenders (“Compare”) and is only valid if buyer has completed the Compare and uses a Choice Lender to finance buyer’s purchase of the home – see http://mortgagechoice.beazer.com for full program details. There is no affiliation or association between Beazer Homes and a Choice Lender. Each entity is independent and responsible for its own products, services and incentives. This offer is subject to underwriting guidelines which are subject to change without notice and which limit third-party contributions and may not be available on all loan products. Program and loan amount limitations apply. Not all buyers may qualify. Beazer Homes is not acting as a mortgage broker or lender. Buyers should consult with a mortgage broker or lender of their choice regarding mortgage loans and mortgage loan qualification. Any lender may be used, but failure to satisfy the Choice Contribution requirements forfeits the offer. There is no cash or exchange value for this credit offer and it may not be combined with any other offers or promotions. Options and savings vary depending on home, plan and community, and not all options are available in every home. Pricing, features and availability subject to change without notice. Prices may not include lot premiums, upgrades and/or options. Homes pictured may not be available/available at the lowest advertised price. Additional restrictions may apply. See New Home Counselor for complete details. ROC #114625 ©2025 Beazer Homes

Brightland Homes: 623-267-2834
Email: jgritton@brightlandhomes.com
$30,000 towards options or rate buy down. Ask a Sales Counselor about latest incentives.
Pricing, features, options, amenities, floor plans, elevations, designs, materials and dimensions are subject to change without notice. Square footage and dimensions are estimated and may vary in actual construction. Pictures, videos, virtual tours, and other images are modified and representative and may depict or contain floor plans, square footages, elevations, options, upgrades, landscaping, furnishings, appliances and features that are not included as part of the home and/or may not be available in all communities. Home, pricing, features, and community information is subject to change at any time without notice or obligation. All homes are subject to prior sale. Not an offer or solicitation to sell real property. 06.24

Landsea Homes: 623-257-5760
Email: estrella@landseahomes.com
For a limited time, Landsea Homes is offering below-market interest rates + $5,000 towards Closing Costs.* ** *** ****
Ask a Sales Counselor about the latest incentives.
*FHA – 3.99% (4.714% APR) based on 3.5% down payment
VA – 3.99% (4.186% APR) based on 0% down payment
*For a limited time, Landsea Homes is offering below-market interest rates valid on new home contracts for eligible properties closing by 6/30/2025 (the “Promotion”). Landsea Homes has locked in, through Landsea Mortgage, fixed interest rates using a pool of funds. Interest rates are only available through Landsea Mortgage until funds are either depleted or rates expire. Interest rates are subject to change daily and without notice.
**For a limited time, Landsea Homes is offering to buy down the Market Interest Rate by 1% within 45 days of the Final Closing Date for delivery of the home, valid on new contracts as of 2/20/2025 and applied to select homesites (the “Promotion”). The Final Closing Date will be provided by Landsea Homes once the home is substantially complete. The Market Interest Rate will be based off the Mortgage Bankers Association Weekly Rate Survey, which can be found here: https://www.mortgagenewsdaily.com/mortgage-rates/mba. At closing, Landsea Homes agrees to contribute a closing cost credit toward discount points to buy down the Market Interest Rate by 1%. The total contribution by Landsea Homes is subject to maximum contribution limitations based on mortgage loan program guidelines, and excludes loan level pricing adjustments (LLPAs) based on qualifying credit score, loan to value, occupancy and property type. The Promotion assumes (a) a Conventional, fixed-rate loan; 10% down payment or more; 780 credit score or better; and Primary Residence; (b) a FHA, fixed-rate loan; 3.50% down payment; 640 credit score or better; and Primary Residence; or (a) a VA, fixed-rate loan; 0% down payment; 640 credit score or better; and Primary Residence. Interest rates are subject to change daily and without notice. The final interest rate will depend on the Market Interest Rate at the time of requesting to lock, individual qualifications and loan specifics.
***Appliance Package varies depending on community/home, subject to change based on availability. No cash alternative or substitution allowed, except Seller reserves the right in its sole discretion to substitute a package of comparable value if the existing packages are unavailable, in whole or in part, for any reason. Applicant must comply with all eligibility requirements for the promotion stated herein.
****The payments stated above are for an FHA loan assuming a FICO score of 640+ and 3.5% down. The payments stated are based on principal, interest, taxes, and insurance, but do not include Homeowner Association payments. Your actual payment will be higher. The mortgage insurance premium will vary depending on the loan characterization. Payments and rates may vary based on a borrower’s credit score, actual closing costs and other variables. Depending on your situation, flood insurance may be needed, which could increase the monthly payment and annual percentage rate (APR).
Applicants are subject to qualifications for specific loan terms, occupancy, down payment, credit and underwriting requirements and/or investor program guidelines – not all applicants will be eligible for the Promotion. For eligibility, an applicant must (1) pre-apply with Landsea Mortgage by visiting www.landseamortgage.com prior to submitting an offer to qualify for the Promotion; (2) utilize the services of Landsea Homes’ closing agent and finance with Landsea Mortgage; and (3) satisfy all other eligibility criteria of Landsea Homes and/or Landsea Mortgage. Applicants are not required to finance through Landsea Mortgage; however, the Promotion is only available through Landsea Mortgage.
This is a co-marketing piece with Landsea Homes. Landsea Mortgage is a Division of NFM, Inc. NFM, Inc. -NMLS #2893. NFM, Inc. is an Equal Housing Lender. NFM, Inc. dba Landsea Mortgage, has a financial relationship with the home builder Landsea Homes and you may choose not to use NFM Inc, dba Landsea Mortgage as your lender in connection with the purchase of a Landsea Home. You are entitled to shop around for the best lender/real estate company for you. This is not a credit decision or a commitment to lend. Landsea Mortgage cannot predict where rates will be in the future. Make sure you understand the features associated with the loan program you choose and that it meets your unique financial needs. For full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc. is not affiliated with, or an agent or division of, a governmental agency or depository institution. Landsea Mortgage powered by NFM Tempe branch is located at 58 S River Dr, Suite 330, Tempe, AZ 85281. Branch NMLS #1490627. Branch licensing information: AZ 0121417. NFM, Inc. d/b/a NFM Lending. NFM, Inc. is licensed by AZ #0934973; MLOs and company are CA licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. CA #6039416 and 4131349; CO #2893; FL # MLD174 and MLD795; TX # 2893 (dba NFM Consultants, Inc.). Copyright © 2025 NFM, Inc. dba NFM Lending. America’s Common Sense Lender® Trade/service marks are the property of NFM, Inc. and/or its subsidiaries. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.

Richmond American Homes: 623-294-8172
Email: tk.fitzpatrick@richmondamericanhomes.com or peter.salomon@richmondamericanhomes.com
Silver Key Savings Event – 7/6 ARM enjoy 3.999% (4.049% APR) 30-year, adjustable-rate Conventional financing through HomeAmerican Mortgage Corporation!* Ask a New Home Sales Specialist about the latest incentives.
* Loan promotions are valid for new buyers who sign purchase agreements on select homes with Richmond American Homes between June 5, 2025, and June 15, 2025, inclusive, and close on or before June 30, 2025, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Funds are limited and are available on a first-come, first-served basis. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, 7/6 adjustable-rate Conventional mortgage with an initial interest rate of 3.999% (monthly payments 1 – 84) (4.049% APR). Subsequent rate changes in months 85 – 360 are based on the fully indexed rate which is 3.947% as of June 5, 2025. APR is subject to increase or decrease after closing. Interest rates after the initial period are based on rates in effect as of June 5, 2025, and are subject to change. The total loan amount is $499,500. 10% down payment required. Monthly principal and interest payments for the first seven years = $2,384.40. After the first seven years, the principal and interest payments adjust every six months based on the 30-day Secured Overnight Financing Rate (SOFR) index plus a 2.75% margin. The initial interest rate is the rate that appears on the promissory note and is the rate on which the monthly payment is based for the first 84 months. The fully indexed rate is the total of the margin + the index value. This value changes with the market and is used to determine the payment rate on each change date. The payment rate is the interest rate on which the monthly payment is based. Maximum rate increase on first interest rate change date is 5%. Maximum rate increase on subsequent rate change dates is 1%. Maximum rate increase over 30 years is 5%. In this example the maximum interest rate is 8.999%. The maximum payment amount is $3,693.34 Interest rates after the initial period are based on the index in effect as of June 4, 2025 (6.508%). Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment. Actual payment will be higher and may vary over the life of the loan. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $806,500, qualification using full documentation and a minimum FICO score of 780. In New Mexico, adjustable- rate loans must qualify at the fully indexed rate or note rate, whichever is higher. Interest rate is not guaranteed and is subject to change without notice. Not valid on loans already locked with HomeAmerican Mortgage Corporation.
HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker license #0009265. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, which can be contacted at 770 E. Warm Springs Road, Suite 250B, Las Vegas, NV 89119, 702.638.4450, License #67.
©2025 Richmond American Homes; Richmond American Homes of Arizona, Inc. (a public report is available on the state real estate department’s website), Richmond American Construction, Inc. ROC #206612; Richmond American Homes of Maryland, Inc., California Department of Real Estate – Real Estate Broker, Corporation License Number 01842595; Richmond American Homes of Colorado, Inc.; Richmond American Homes of Nevada, Inc., Nevada Contractor License #0026417; Richmond American Homes of Utah, Inc. (866.400.4131); Richmond American Homes of Washington, Inc.

Taylor Morrison
CantaMia 55+: 623-254-5348
Lucero Discovery: 623-253-9253
Email: phoenixonline@taylormorrison.com
Secure a Reduce Rate on a New Home Today.* ** *** Ask a Community Sales Manager about latest incentives.
*Building from the ground up? Lock in savings before they’re gone June 30, when using our Affiliated Lender, Taylor Morrison Home Funding, Inc.  
Limited Time Reduced Interest Rate Buy Build Flash (“Promotion”) valid on eligible To-Be-Built homes in the Phoenix area entered into as of 6/1/25 – 6/30/25 (“Promotion Period”). Buy Build Flash advertised interest rate is based on owner-occupied, conventional 30-year fixed rate mortgage, 780 median credit score with a 20% down payment and interest rate for a 45-day rate lock effective as of 6/1/25 with a 6.125% / 6.31% annual percentage rate (“APR”). The APR shown is calculated utilizing seller incentives. Advertised Interest Rate is floating and based on a purchase price of $500,000 and a loan amount of $400,000.  Rates are determined at time of lock and may vary depending on program, down payment and loan amount, market fluctuations, as well as other factors outside of the Seller or Affiliated Lender’s control. Taylor Morrison has secured, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a pool of funds that may be utilized to reduce interest rate up to 1% based upon current market rates posted daily on www.mortgagenewsdaily.com and is available for a limited time or until pool of funds is depleted. Buyer must reserve funds as of the Purchase Agreement Date and may elect to secure rate at any time during construction.  At Closing, Seller agrees to pay up to 2% of Total Purchase Price (as set forth on the Closing Disclosure) towards seller paid Temporary Buydown Fund. Maximum seller contributions apply. Buy Build Flash is also available for FHA and VA loans, contact your Loan Consultant for further details.  Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines.   Promotion may be offered in addition to, and not in lieu of, any additional Seller closing cost incentives, if applicable, as outlined in the Incentive Addendum to the Purchase Agreement. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. Other restrictions may apply. Rate subject to change. 
For eligibility of the above Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the Promotion; (2) utilize the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Seller reserves the right to modify the finance Promotion, Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Maximum seller contributions apply.  Not to be combined with any other incentive offer, except if otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc., NMLS # 8588, 495 North Keller Road, Suite 550, Maitland, FL 32751, Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# 866-379-5390 | FL: MLD1920 | GA: #52654 |  IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org 
**Limited Time Fixed Interest Rate 4.75% / 5.54% APR (“Promotion”) valid on new home contracts entered as of 6/1/25 – 6/30/25 on all eligible Phoenix area Quick Move-in Homes (each, an “Eligible Home”) that close on or before 7/31/25 (“Promotion Period”).  The advertised annual percentage rate (“APR”) of 5.54% APR is calculated using seller incentives and is based on an FHA 30-Year fixed rate mortgage with a Total Purchase Price of $375,000 and a loan amount of $368,207, 3.5% down payment and 640 median credit score. Available for owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to 3% of Base Price (as set forth on the Closing Disclosure) towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points. 
For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) utilize the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the above finance Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890  | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085| NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org
***Limited Time Fixed Interest Rate 4.75% / 4.83% APR (“Promotion”) valid on new home contracts entered as of 6/1/25 – 6/30/25 on select eligible Phoenix area Quick Move-in Homes (each, an “Eligible Home”) that close on or before 6/20/25 (“Promotion Period”). The advertised annual percentage rate (“APR”) of 4.83% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to 3% of Base Price (as set forth on the Closing Disclosure) towards seller paid Temporary Buydown Fund, discount points, up to one year HOA dues, closing costs and/or pre-paids. 
For eligibility of the above finance Promotion, Qualified Buyer of an Eligible Home must (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify for the finance Promotion; (2) utilize the services of Closing Agent selected only by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria (each, an “Eligible Home”). Seller reserves the right to modify the above finance Promotion’s terms and/or Promotion Period at any time prior to contract. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, Buyer must use both the Closing Agent selected by Seller and finance through Affiliated Lender to receive the finance Promotion. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890  | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085| NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org

Toll Brothers: 866-275-4895
Email: azonlinesales@tollbrothers.com
1.99% (5.76% APR)^† First-Year Rate 30-Year Fixed Rate with 3/2/1 Buydown Limited Time Only on Select Homes that close by July 31, 2025*
^†Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Toll Brothers reserves the right to change or withdraw any offer at any time. Not to be combined with any other offer. Rate subject to limited availability on select quick move-in homes and may expire without notice. Valid for new buyers only that sign an Agreement of Sale on select homes on or after 5/23/25 and close by 7/31/25. Buydown reduces principal and interest payments below the 4.99% Note rate for the first three years after closing. Example: 1.99% first year, 2.99% second year, 3.99% third year, then 4.99% in years 4-30. Payment factors per $1,000 financed: 1.99% is $3.69, 2.99% is $4.21, 3.99% is $4.77, 4.99% is $5.36. Based on $520,000 sales price and $510,581 total loan amount (incl. financed FHA upfront mortgage insurance premium) and 680 qualifying credit score. Minimum loan amount is $250,000 and maximum loan amount is lesser of the FHA conforming county loan limit or $806,500. For qualified buyers only, other programs available. Additional costs apply for credit score under 680, which may increase rate/APR. Rate/program available through Toll Brothers Mortgage Company: NMLS #18154 (www.nmlsconsumeraccess.org), see TollBrothersMortgage.com for licensing information. Incentives subject to maximum interested party contribution limits based on loan program and down payment. Buyer must complete a Rate Lock Agreement with Toll Brothers Mortgage to secure rate. Photos are images only and should not be relied upon to confirm applicable features. This is not an offer where prohibited by law. See sales representative for details. 5/2025 

William Ryan Homes: 623-263-4185
Email: pmeyer@wmryan.com
Limited time offer! 50% off Design Center options up to $80K and $10K in closing costs  Or 6% Flex cash towards rate buydown and closing costs.* Ask a Sales Representative about latest incentives.
*Buyer must spend $80,000 in design center options to receive the maximum incentive of $40,000. Promotion is only on design center selection and not structural selections made at the time of sale. If Design center selected options come in lower than $80,000, they still qualify for the 50% off Design Center options promotion. Example) A buyer selecting $50,000 in design center options would receive an incentive reducing the overall price by $25,000. Credit will be applied towards final purchase price once final options have been selected and buyer has officially completed their design center appointment. Promotional Incentive subject to change without notice. Promotional incentive in not transferable to another purchase or purchaser in the community. Buyer must use builders preferred lender HLX Mortgage to receive the additional $10,000 in closing costs and 50% off design center options credit. If buyer switches from financing the home to another lender or decides to acquire the home with cash, William Ryan Homes reserves the right to eliminate both the design and lender credit from the transaction. Offer cannot be paired with any other offers the builder may be offering.
6% Flex cash is available only if purchaser uses the builder designated lender HLX mortgage. If buyer decides after purchasing to switch to another lender or finance the purchase of the subject property with cash, the 6% promotion will be removed from the transaction. The 6% Flex Cash promotion is calculated on the base price of the subject property. The 6% Flex Cash promotion may be changed or discontinued at any time. Promotional incentive in not transferable to another purchase or purchaser in the community. Offer cannot be paired with any other offers the builder may be offering before, or after the purchase of the subject property is executed.