Terms & Privacy

TERMS OF OFFERS

DRB Homes: 623-267-2834
Email: rcalamia@drbgroup.com

Ask a Sales Consultant about latest incentives.*


Lennar:
At Montecito: 623-239-5307
Horizon II: 623-900-1486
Email: lennarphoenix@lennar.com

Promotional FHA rate of 3.75% (4.515% APR)¹ with preferred lender. Ask New Home Sales Consultant about the latest incentives.*
¹ Offer available on select new homes in the greater Phoenix Metro area if buyer signs and delivers a purchase agreement between 08/10/26 and 08/16/26 and closes and fully funds on or before 08/31/26. Offers may not be combined with any other existing promotions. Information shown for a home price of $450,000. Limited funds are available; rate(s) may change or not be available at the time of loan commitment, lock-in or closing if funds are exhausted. Specific terms apply and buyer is subject to qualification that includes, but not limited to, a minimum of 3.5% down, a minimum credit score of 680, owner occupancy requirements, FHA maximum loan limits and/or any changes in investor guidelines or programs. Not an offer to enter into an interest rate or discount point agreement and any such agreement may only be made in writing signed by both the borrower and the lender. Offers, incentives and seller contributions are subject to certain terms, conditions and restrictions. Certain incentives could affect the loan amount. Lennar reserves the right to change or withdraw any offer at any time. Offer requires financing through seller’s affiliate Lennar Mortgage, LLC but use of Lennar Mortgage, LLC is not required to purchase a home (See Affiliated Business Arrangement Disclosure https://bit.ly/3yrcf0o ). Lennar Mortgage, LLC – NMLS # 1058. Mortgage Banker License # 0904844. Features, amenities, floor plans, elevations, and designs vary and are subject to changes or substitution without notice. Items shown are artist’s renderings and may contain options that are not standard on all models or not included in the purchase price. Availability may vary. Sq. ft. is estimated; actual sq. ft. will differ. Prices do not include closing costs and other fees to be paid by buyer (including a builder fee, if applicable, as described in the purchase agreement) and are subject to change without notice. Warning, the California Department of Real Estate Has not inspected, examined, or qualified this offering. This is not an offer in states where prior registration is required. Void where prohibited by law. Copyright © 2026 Lennar Corporation and Lennar Mortgage, LLC. All rights reserved. Lennar, the Lennar logo, Lennar Mortgage and the Lennar Mortgage logo are U.S. registered service marks or service marks of Lennar corporation and/or its subsidiaries. No offer to sell or lease may be made or to purchase or lease may be accepted prior to issuance of an Arizona Public Report. A Public Report is available at the State Real Estate Department website www.azre.gov. Seller’s broker: Lennar Sales Corp. Constructed by Lennar Arizona Construction, Inc., ROC 228129B. Lennar Arizona LLC d/b/a Lennar Homes, ROC 232731B. Lennar Communities Development, LLC, ROC 137295KA. Date 08/26


Richmond American:
Estates at Montecito: 623-288-0570
Portfolio at Lucero: 623-294-6820
Portfolio at Montecito: 623-263-1507
Seasons at Lucero: 623-294-8172
Email: RichmondAmericanEstrella@gmail.com

Start Smart Bonus –3.999% (5.317% APR) 30yr adjustable rate conventional financing with preferred lender! * ** Ask a Sales Associate about latest incentives.*
 Loan promotions are valid for buyers who sign purchase agreements on select homes with Richmond American Homes between August 6, 2026, and August 24, 2026, inclusive, and close on or before September 30, 2026, when financing is provided by HomeAmerican Mortgage Corporation (see licensing information below). Funds are limited and are available on a first-come, first-served basis. This offer can be used with other national or community-level incentives, but the total promotion amounts provided for using HomeAmerican Mortgage Corporation are subject to legal and loan program requirements and limitations. Example is based on a sales price of $555,000 and a 30-year, 7/6 adjustable-rate Conventional mortgage with an initial interest rate of 3.999% (monthly payments 1-84) (5.317% APR). Subsequent rate changes in months 85-360 are based on the fully indexed rate which is 6.375% as of July 1, 2026. APR is subject to increase or decrease after closing. Interest rates after the initial period are based on rates in effect as of July 1, 2026, and are subject to change. The total loan amount is $499,500. 10% down payment required. Monthly principal and interest payments for the first seven years = $2,384.40. After the first seven years, the principal and interest payments adjust every six months based on the 30-day Secured Overnight Financing Rate (SOFR) index plus a 2.75% margin. The initial interest rate is the rate that appears on the promissory note and is the rate on which the monthly payment is based for the first 84 months. The fully indexed rate is the total of the margin + the index value. This value changes with the market and is used to determine the payment rate on each change date. The payment rate is the interest rate on which the monthly payment is based. Maximum rate increase on first interest rate change date is 5%. Maximum rate increase on subsequent rate change dates is 1%. Maximum rate increase over 30 years is 5%. In this example the maximum interest rate is 8.999%. The maximum payment amount is $3,693.34. Interest rates after the initial period are based on the index in effect as of July 1, 2026 (3.640%). Taxes, hazard insurance and monthly mortgage insurance premiums are not calculated in the above payment. Actual payment will be higher and may vary over the life of the loan. Financing is available to owner occupants only and is subject to availability, a debt-to-income ratio of 43% or less, a maximum 90% loan-to-value ratio, a maximum loan amount of $832,750, qualification using full documentation and a minimum FICO score of 780. In Maryland and New Mexico, adjustable-rate loans must qualify at the fully indexed rate or note rate, whichever is higher. Interest rate is not guaranteed and is subject to change without notice. Not valid on loans already locked with HomeAmerican Mortgage Corporation.

HomeAmerican Mortgage Corporation’s principal offices are located at 4350 S. Monaco Street, Suite 100, Denver, CO 80237. HomeAmerican Mortgage Corporation (NMLS Unique Identifier #130676; NMLS Consumer Access website: http://www.nmlsconsumeraccess.org), 866.400.7126. Arizona Mortgage Banker license #0009265. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. In Nevada, all advertised loans are offered and funded by HomeAmerican Mortgage Corporation, 770 E. Warm Springs Road, Suite 250B, Las Vegas, NV 89139, 702.638.4450, License #67.

The Richmond American Homes companies (RAH) and HomeAmerican Mortgage Corporation (HMC) are owned, directly or indirectly, by Sekisui House U.S., Inc. and, therefore, are affiliated companies. RAH and HMC offer services independently of each other, and if you obtain a product or service from one company, you are not required to utilize the services of, or obtain products from, the other company. Your decision to use a company that is not affiliated with RAH or HMC will not affect your ability to obtain products and services from these companies.

Closing dates are subject to change and cannot be guaranteed. Homebuyers may be limited in the structural changes, options, and upgrades which can be made to homes.
©2026 Richmond American Homes; Sekisui House Arizona, Inc. (a public report is available on the state real estate department’s website), Sekisui House Construction AZ, Inc. ROC #206612; Richmond American Homes of Maryland, Inc., California Department of Real Estate – Real Estate Broker, Corporation License Number 01842595; Sekisui House Colorado, Inc.; Sekisui House Nevada, Inc., Nevada Contractor License #0026417; Sekisui House New Mexico, Inc., Sekisui House Construction NM, Inc.; Sekisui House Utah, Inc. (866.400.4131); Sekisui House Washington, Inc.


Taylor Morrison
CantaMia 55+: 623-254-5348
Lucero Discovery: 623-253-9253
Email: phoenixonline@taylormorrison.com

Secure a Reduce Rate on a New Home Today. Ask a Community Sales Manager about latest incentives.*

Conventional Fixed Rate. Available on eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc.

3.99 ^%/4.05 ^%APR

Limited Time Fixed Interest Rate 3.99% / 4.05% APR (“Promotion”) valid on new home contracts entered as of 8/5/26 – 8/16/26 (“Promotion Period”) on select Phoenix area full price Quick Move-in Homes that close on or before 9/25/26 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 4.05% APR is calculated on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $650,000 and a loan amount of $520,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds. Rate is only available for a limited time until pool of funds is either depleted or rate expires. 

For eligibility of the above Promotion for an Eligible Home, buyer must: (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, these are required to receive the Promotion. Seller reserves the right to modify the above Promotion terms and/or Promotion Period at any time prior to an executed purchase agreement. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org 

Conventional Fixed Rate. Available on eligible quick move-in homes in select communities when using Taylor Morrison Home Funding, Inc. Plus, save up to $8,000 in closing costs. 

4.50 ^%/4.60 ^%APR

Limited Time Fixed Interest Rate 4.50% / 4.60% APR (“Promotion”) valid on new home contracts entered as of 8/6/26 – 8/31/26 (“Promotion Period”) on select Phoenix area Quick Move-in Homes that close on or before 9/25/26 (each, an “Eligible Home”). The advertised annual percentage rate (“APR”) of 4.60% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. At closing, Seller agrees to pay up to $8,000 towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points. 

For eligibility of the above Promotion for an Eligible Home, buyer must: (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, these are required to receive the Promotion. Seller reserves the right to modify the above Promotion terms and/or Promotion Period at any time prior to an executed purchase agreement. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org

Secure a Conventional 9-month rate lock at 4.99% / 5.07% APR. Plus, save up to $8,000 in closing costs. 

Limited Time Fixed Interest Rate 4.99% / 5.07% APR (“Promotion”) valid on new home contracts entered as of  8/1/26 – 8/31/26 (“Promotion Period”) on select Phoenix area to-be-built homes that close on or before 4/30/27 (each, an “Eligible Home”). The advertised Annual Percentage Rate (“APR”) of 5.07% APR is calculated using seller incentives and is based on a Conventional 30-Year fixed rate mortgage with a Total Purchase Price of $500,000 and a loan amount of $400,000, 20% down payment and 780 median credit score. Available for conventional conforming loan limits, owner-occupied only. Taylor Morrison has locked in, through Taylor Morrison Home Funding, Inc. (“Affiliated Lender”), a fixed interest rate for a pool of funds (minimum loan amount $225,000). Rate is only available for a limited time until pool of funds is either depleted or rate expires. Promotion may be offered in addition to, and not in lieu of, any additional Seller closing cost incentives, if applicable, as outlined in the Incentive Addendum to the Purchase Agreement. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Actual savings will vary by the community, floor plan, lot premium, options of home and availability. At closing, Seller agrees to pay up to $8,000 towards seller paid Temporary Buydown Fund, closing costs, up to one year HOA Dues, pre-paids and/or discount points.

For eligibility of the above Promotion for an Eligible Home, buyer must: (1) pre-apply with Affiliated Lender by visiting www.taylormorrison.com/home-financing prior to submitting offer to qualify; (2) use the services of Closing Agent selected by Seller and finance with Affiliated Lender; and (3) satisfy all other closing date and eligibility criteria. Buyer is not required to finance through Affiliated Lender and/or to use such Closing Agent selected by Seller to purchase a home; however, these are required to receive the Promotion. Seller reserves the right to modify the above Promotion terms and/or Promotion Period at any time prior to an executed purchase agreement. Interest rates and available loan products are subject to underwriting, loan qualification, and program guidelines. Maximum seller contributions apply. Not to be combined with any other incentive offer, except as otherwise expressly set forth above or in an Incentive Addendum to the Purchase Agreement. Other restrictions may apply. Taylor Morrison Home Funding, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Not all Borrowers will qualify. Services not available in all states. Taylor Morrison Home Funding, Inc. NMLS #8588, 495 N. Keller Rd. Suite 550, Maitland, FL 32751. Licensed locations: AZ: #0917436 | CA: DFPI #4130023 | CO: Registration #8588, PH# (866) 379-5390 | FL: MLD1920 | GA: #52654 | IN: #DFI-66890 | NV: #3938 (branch located at 1820 Festival Plaza Dr., Ste. 220A, Las Vegas, NV 89135 PH# 702-680-1085) | NC: #L-191654 | OR: #ML-4272 | SC: #MLS-8588 | TX: #8588 | WA: #CL-8588 | www.nmlsconsumeraccess.org


Toll Brothers: 866-275-4895
Email: azonlinesales@tollbrothers.com

3.99% (6.78% APR)^† First Year Rate. FHA 30-Year Fixed Rate with 2/1 Buydown Program. Ask Sales Consultant about the latest incentives.*
† Offers, incentives, and seller contributions, if any, vary by community and are subject to certain terms, conditions, and restrictions. Not to be combined with any other offer. Valid for new buyers only that sign an Agreement of Sale on select quick delivery homes on or after 7/16/26 and close by 9/25/26. Toll Brothers reserves the right to change or withdraw any offer at any time. Rate subject to limited availability on select quick move-in homes and may expire without notice. 2/1 buydown reduces principal and interest payment rate below the 5.99% Note rate for the first two years after closing. Example: 3.99% first year, 4.99% second year, then 5.99% in years 3-30. Based on $509,224 sales price and $491,401 base loan amount ($500,000 total loan amount with financed FHA upfront mortgage insurance premium), and minimum 660 qualifying credit score. FHA maximum county conforming loan limits apply. Pmt. factor at 3.99% is $4.77, 4.99% is $5.36, 5.99% is $5.99 per $1,000 financed. Rate/program available through Toll Brothers Mortgage Company NMLS #18154 (www.nmlsconsumeraccess.org). See www.TollBrothersMortgage.com for state licensing information. Subject to change w/o notice and for qualified buyers only; other programs available. Incentives subject to maximum interested party contribution limits based on loan program and down payment. Buyer must complete a Rate Lock Agreement with Toll Brothers Mortgage to secure rate. This is not an offer where prohibited by law. See sales representative for details. 7/2026


William Ryan Homes: 623-263-4185
Email: pmeyer@wmryan.com or Jspilsbury@wmryan.com

Just Bring Your Furniture Sales Event offer available on Select Quick Move-in Homes to close by 9/30/26: 4.5% – 4.99% (5.45% APR), refrigerator, washer, dryer, backyard landscaping, spray foam insulation. Ask a Sales Consultant about latest incentives.*
Offer available on Select Quick Move-In Homes that close by 9/30/26. Contact Sales Consultant for details. Offers may vary by community and can not always be combine with other promotions. Rates, terms, and availability are subject to change without notice. All loans subject to qualification and underwriting through HLX Mortgage. Conventional promotion: 4.99% (5.45% APR) with 10% down and minimum of 780 FICO. FHA promotion: 4.5% 30-year fixed with 3.5% and minimum 680 FICO. APR may vary. NMLS#63146